Charter 60705 · Houston, TX

Texas Dow Employees Credit Union

Texas Dow Employees Credit Union is a state-chartered credit union in Houston, Texas, with $5.02 billion in assets and 403,290 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.17%, well above the 7% that NCUA's rules treat as well capitalized.

Total assets
$5.02 billion
+3.1% in a year
Members
403,290
+0.9% in a year
Net worth ratio
10.17%
Peer median 10.79%
Loans 60+ days late
1.77%
Peer median 0.67%
Loans outstanding
$4.38 billion
+0.5% in a year
Shares and deposits
$4.04 billion
-0.2% in a year
Branches
33
785 employees
Opened
1954
Texas charter

How Texas Dow Employees Credit Union compares

NCUA groups credit unions by size; Texas Dow Employees Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.17% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.77%, is higher than the group median of 0.67%. Loans grew 0.5% over the year to Q2 2026, against a group median of 5.3% growth.

By assets it ranks 4 of 380 credit unions headquartered in Texas. See all Texas credit unions.

Five quarters of figures

QuarterAssetsMembersLoansNet worth ratio60+ days late
Q2 2026 $5.02 billion 403,290 $4.38 billion 10.17% 1.77%
Q1 2026 $5.10 billion 400,093 $4.38 billion 9.86% 1.50%
Q4 2025 $5.04 billion 397,272 $4.42 billion 9.87% 2.21%
Q3 2025 $4.90 billion 392,797 $4.39 billion 10.25% 2.56%
Q2 2025 $4.87 billion 399,650 $4.36 billion 10.11% 2.85%

Assets Members

Who can join

The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 32 million potential members.

Credit unions that anyone in the US can join

Locations

NCUA's branch file lists 34 sites for Texas Dow Employees Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.

  • TDECU - Post Oak (main office)
    2000 Post Oak Blvd, Houston, TX 77056
  • TDECU-Hallettsville
    1627 N Texana St, Hallettsville, TX 77964
  • TDECU-Houston
    10952 Westheimer Rd, Houston, TX 77042
  • TDECU-Angleton
    2900 N Velasco St, Angleton, TX 77515
  • TDECU-Brazoria
    1601 N Brooks St, Brazoria, TX 77422
  • TDECU-Columbia High School
    520 S 16Th St, West Columbia, TX 77486
  • TDECU-Cuero
    1001 E Broadway St, Cuero, TX 77954
  • TDECU-Freeport
    1701 N Brazosport Blvd, Freeport, TX 77541
  • TDECU-Port Lavaca
    2318 W Main St Unit A, Port Lavaca, TX 77979
  • TDECU-Texas City
    6151 Gulf Freeway, Texas City, TX 77591
  • TDECU-Victoria North Navarro
    9009 N Navarro St, Victoria, TX 77904
  • TDECU-Victoria Mockingbird
    1401 E Mockingbird Ln, Victoria, TX 77904
  • TDECU-Yoakum
    601 Huck St, Yoakum, TX 77995
  • TDECU-Edna
    624 S Wells St, Edna, TX 77957
  • TDECU-Victoria Rio Grande
    1514 E Rio Grande St, Victoria, TX 77901
  • TDECU-Bay City
    4205 7Th St, Bay City, TX 77414
  • TDECU-Heights
    428 W 19Th St, Houston, TX 77008
  • TDECU-Garth Road
    6011 Garth Rd, Baytown, TX 77521
  • TDECU-Preston
    322 Preston Ave, Pasadena, TX 77503
  • TDECU - Missouri City
    9109 Sienna Christus Drive, Missouri City, TX 77459
  • TDECU-Greenway Plaza
    3800 Southwest Fwy Ste 100, Houston, TX 77027
  • TDECU-Cinco Ranch
    24250 Cinco Ranch Blvd, Katy, TX 77494
  • TDECU-Broadway
    9915 Broadway St, Pearland, TX 77584
  • TDECU-Rosenberg
    24706 Southwest Fwy, Rosenberg, TX 77471
  • TDECU-Sugar Land
    2109 Highway 6, Sugar Land, TX 77478
  • TDECU - UofH Cougar Branch
    4455 University Dr Ste 144, Houston, TX 77204
  • TDECU-Garland
    1920 Northwest Hwy, Garland, TX 75041
  • TDECU-Town Center
    4312 Town Center Dr, Fort Worth, TX 76115
  • TDECU-Cypress Miramesa
    20510 West Rd Ste 1100, Cypress, TX 77433
  • TDECU-Spring Gosling
    5250 Fm 2920 Rd Ste E, Spring, TX 77388
  • TDECU - Woodlands Six Pines
    9595 Six Pines Dr, The Woodlands, TX 77380
  • Champions Forest
    5503 Fm 1960 Rd W, Houston, TX 77069
  • TDECU Oak Drive
    80 Oak Dr, Lake Jackson, TX 77566
  • Angleton High School
    1 Campus Dr, Angleton, TX 77515

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About these numbers

Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology