Charter 24941 · El Paso, TX
Gecu Federal Credit Union
Gecu Federal Credit Union is a federally chartered credit union in El Paso, Texas, with $4.74 billion in assets and 441,043 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.61%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.74 billion
- +7.2% in a year
- Members
- 441,043
- +1.3% in a year
- Net worth ratio
- 13.61%
- Peer median 10.79%
- Loans 60+ days late
- 1.00%
- Peer median 0.67%
- Loans outstanding
- $3.85 billion
- +9.7% in a year
- Shares and deposits
- $3.85 billion
- +9.1% in a year
- Branches
- 24
- 834 employees
- Opened
- 1932
- Federal charter
How Gecu Federal Credit Union compares
NCUA groups credit unions by size; Gecu Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.61% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.00%, is higher than the group median of 0.67%. Loans grew 9.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 7 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.74 billion | 441,043 | $3.85 billion | 13.61% | 1.00% |
| Q1 2026 | $4.66 billion | 444,307 | $3.73 billion | 13.46% | 0.99% |
| Q4 2025 | $4.58 billion | 441,513 | $3.72 billion | 13.29% | 1.30% |
| Q3 2025 | $4.43 billion | 439,679 | $3.61 billion | 13.25% | 1.13% |
| Q2 2025 | $4.42 billion | 435,429 | $3.51 billion | 12.89% | 1.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 24 sites for Gecu Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Viscount
7227 Viscount Blvd, El Paso, TX 79925 - VDS II
10425 Vista Del Sol Dr, El Paso, TX 79925 - Rojas
11987 Rojas Dr, El Paso, TX 79936 - Ysleta
8936 Alameda Ave, El Paso, TX 79907 - OPS Campus (main office)
1225 Airway Blvd, El Paso, TX 79925 - Socorro II
10860 N Loop Dr, Socorro, TX 79927 - Montwood
12400 Montwood Dr, El Paso, TX 79928 - Yarbrough
429 N Yarbrough Dr, El Paso, TX 79915 - Oregon
2208 N Oregon St, El Paso, TX 79902 - Sean Haggerty
11400 Sean Haggerty Dr Bldg D, El Paso, TX 79934 - Doniphan
7955 N Mesa St Ste B, El Paso, TX 79932 - Eastlake
13750 Eastlake Blvd, Horizon City, TX 79928 - Lee Trevino
1545 N Lee Trevino Dr, El Paso, TX 79936 - Rich Beem
12801 Edgemere Blvd Bldg A, El Paso, TX 79938 - Mesa Hills
5710 N Mesa St, El Paso, TX 79912 - Helen of Troy
7410 Helen Of Troy, El Paso, TX 79912 - Piedras
716 N Piedras St, El Paso, TX 79903 - Dyer
9435 Dyer St, El Paso, TX 79924 - GECU Mortgage at CareFree Town Center
1265 Joe Battle Blvd Ste B106, El Paso, TX 79936 - Cohen
4521 Cohen Ave, El Paso, TX 79924 - GECU Community Development
6801 Viscount Blvd Ste A, El Paso, TX 79925 - Rojas and Eastlake
12598 Rojas Dr, El Paso, TX 79928 - GECU Mortgage
141 N Roadrunner Pkwy, Las Cruces, NM 88011 - Las Cruces - Rinconada
3275 Rinconada Blvd, Las Cruces, NM 88011
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology