Charter 14762 · Houston, TX
Jsc Federal Credit Union
Jsc Federal Credit Union is a federally chartered credit union in Houston, Texas, with $2.65 billion in assets and 127,511 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.01%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Wellby Financial, Wellby.
- Total assets
- $2.65 billion
- -0.6% in a year
- Members
- 127,511
- +2.0% in a year
- Net worth ratio
- 12.01%
- Peer median 10.79%
- Loans 60+ days late
- 1.08%
- Peer median 0.67%
- Loans outstanding
- $1.83 billion
- +0.6% in a year
- Shares and deposits
- $2.32 billion
- -1.0% in a year
- Branches
- 23
- 411 employees
- Opened
- 1961
- Federal charter
How Jsc Federal Credit Union compares
NCUA groups credit unions by size; Jsc Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.01% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.08%, is higher than the group median of 0.67%. Loans grew 0.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 11 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.65 billion | 127,511 | $1.83 billion | 12.01% | 1.08% |
| Q1 2026 | $2.65 billion | 126,357 | $1.79 billion | 11.90% | 0.99% |
| Q4 2025 | $2.66 billion | 125,197 | $1.78 billion | 11.72% | 1.18% |
| Q3 2025 | $2.66 billion | 124,883 | $1.79 billion | 11.96% | 0.86% |
| Q2 2025 | $2.66 billion | 125,045 | $1.81 billion | 11.85% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.7 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for Jsc Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
1330 Gemini St, Houston, TX 77058 - League City Branch
501 N Egret Bay Blvd, League City, TX 77573 - Ellington Branch
404 Fm 1959 Rd, Houston, TX 77034 - Friendswood Branch
1320 S Friendswood Dr, Friendswood, TX 77546 - Galveston Branch
6167 Central City Blvd, Galveston, TX 77551 - Tuscan Lakes Branch
1280 E League City Pkwy, League City, TX 77573 - Mainland Branch
2300 Gulf Fwy, Texas City, TX 77591 - Park Place Branch
8424 Park Place Blvd, Houston, TX 77017 - Bay Colony Branch
2461 Fm 646 Rd W, Dickinson, TX 77539 - Pearland Branch
9101 Broadway St, Pearland, TX 77584 - Seabrook Branch
3620 Nasa Pkwy, Seabrook, TX 77586 - League City West Branch
2660 W Main St, League City, TX 77573 - Monument Branch
2200 E 13Th St, Deer Park, TX 77536 - La Porte Branch
607 W Fairmont Pkwy, La Porte, TX 77571 - Pasadena North Branch
303 W Shaw Ave, Pasadena, TX 77506 - Alvin Branch
877 E Highway 6, Alvin, TX 77511 - Friendswood North Branch
307 N Friendswood Dr, Friendswood, TX 77546 - Cypress HEB Branch
14100 Spring Cypress Rd, Cypress, TX 77429 - Katy HEB Branch
6711 S Fry Rd, Katy, TX 77494 - Sugar Land HEB Branch
530 Highway 6, Sugar Land, TX 77478 - Sienna Ranch
8215 Highway 6, Missouri City, TX 77459 - Clear Lake HEB
3501 Clear Lake City Blvd, Houston, TX 77059
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology