Charter 6178 · Austin, TX
A+ Federal Credit Union
A+ Federal Credit Union is a federally chartered credit union in Austin, Texas, with $2.58 billion in assets and 191,614 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.67%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.58 billion
- +2.8% in a year
- Members
- 191,614
- +0.9% in a year
- Net worth ratio
- 13.67%
- Peer median 10.79%
- Loans 60+ days late
- 2.08%
- Peer median 0.67%
- Loans outstanding
- $2.07 billion
- +0.4% in a year
- Shares and deposits
- $2.06 billion
- +1.9% in a year
- Branches
- 22
- 530 employees
- Opened
- 1949
- Federal charter
How A+ Federal Credit Union compares
NCUA groups credit unions by size; A+ Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.67% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.08%, is higher than the group median of 0.67%. Loans grew 0.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 13 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.58 billion | 191,614 | $2.07 billion | 13.67% | 2.08% |
| Q1 2026 | $2.58 billion | 194,144 | $2.08 billion | 13.60% | 2.04% |
| Q4 2025 | $2.56 billion | 193,317 | $2.08 billion | 13.50% | 2.37% |
| Q3 2025 | $2.53 billion | 191,924 | $2.05 billion | 13.45% | 2.36% |
| Q2 2025 | $2.51 billion | 189,995 | $2.06 billion | 13.14% | 2.24% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 710,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 22 sites for A+ Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- South Branch
1402 W Stassney Ln, Austin, TX 78745 - San Marcos Branch
1204 Thorpe Ln, San Marcos, TX 78666 - Georgetown Branch
804 S Interstate 35, Georgetown, TX 78628 - Round Rock Branch
1000 S Mays St, Round Rock, TX 78664 - Southwest Branch
6114 W William Cannon Dr, Austin, TX 78749 - Hutto Branch
141 Ed Schmidt Blvd, Hutto, TX 78634 - Main Branch (main office)
6420 E Highway 290, Austin, TX 78723 - Bee Cave Branch
3600 Ranch Road 620 S Ste D, Austin, TX 78738 - North Branch
13087 N Highway 183, Austin, TX 78750 - Pflugerville Branch
15108 Fm 1825, Pflugerville, TX 78660 - San Marcos High School Branch
2601 Rattler Rd Ste 100, San Marcos, TX 78666 - Leander Branch
11255 Old 2243 West, Leander, TX 78641 - Connally High School Branch
13212 N Lamar Blvd, Austin, TX 78753 - Buda Branch
15295 Interstate 35 Bldg A, Buda, TX 78610 - Bastrop Branch
731 Highway 71 W, Bastrop, TX 78602 - Cedar Park Branch
1604 E Whitestone Blvd, Cedar Park, TX 78613 - Hendrickson High School Branch
19201 Colorado Sand Dr, Pflugerville, TX 78660 - Round Rock High School Branch
201 Deep Wood Dr, Round Rock, TX 78681 - Trails at 620 Branch
8300 N Fm 620 Rd, Austin, TX 78726 - Harker Heights
400 W Central Texas Expy, Harker Heights, TX 76548 - Northwest Hills Branch
3635 N Hills Dr, Austin, TX 78731 - Akins High School
10701 S 1St St, Austin, TX 78748
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology