Charter 66327 · Allen, TX
Credit Union of Texas
Credit Union of Texas is a state-chartered credit union in Allen, Texas, with $2.64 billion in assets and 183,580 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.13%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.64 billion
- +0.5% in a year
- Members
- 183,580
- +5.5% in a year
- Net worth ratio
- 8.13%
- Peer median 10.79%
- Loans 60+ days late
- 1.59%
- Peer median 0.67%
- Loans outstanding
- $1.99 billion
- -4.0% in a year
- Shares and deposits
- $2.27 billion
- +3.8% in a year
- Branches
- 26
- 566 employees
- Opened
- 1931
- Texas charter
How Credit Union of Texas compares
NCUA groups credit unions by size; Credit Union of Texas is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.13% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.59%, is higher than the group median of 0.67%. Loans fell 4.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 12 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.64 billion | 183,580 | $1.99 billion | 8.13% | 1.59% |
| Q1 2026 | $2.72 billion | 184,024 | $2.15 billion | 8.31% | 1.47% |
| Q4 2025 | $2.68 billion | 180,444 | $2.04 billion | 8.38% | 1.75% |
| Q3 2025 | $2.67 billion | 177,246 | $2.02 billion | 8.65% | 1.65% |
| Q2 2025 | $2.63 billion | 173,946 | $2.07 billion | 8.44% | 1.52% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 26 sites for Credit Union of Texas. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Castle Hills Branch
6201 N Josey Ln Ste 214, Lewisville, TX 75056 - DeSoto Branch
2828 Prince George Ave, Desoto, TX 75115 - Ross Branch
3305 Ross Ave, Dallas, TX 75204 - Valley Ranch Branch
6911 N Macarthur Blvd, Irving, TX 75039 - Mesquite Branch
1020 Gross Rd, Mesquite, TX 75149 - Rockwall
2914 Ridge Rd, Rockwall, TX 75032 - Hampton Branch
4180 S Hampton Rd, Dallas, TX 75224 - Wylie
2580 W Fm 544, Wylie, TX 75098 - McKinney Branch
2651 Ridge Road, Ste 101, McKinney, TX 75070 - Credit Union of Texas Allen (main office)
900 W Bethany Dr Ste 500, Allen, TX 75013 - Frisco Branch
4470 Eldorado Pkwy Ste 300, Frisco, TX 75034 - Bethany Branch
900 W Bethany Dr Ste 100, Allen, TX 75013 - Allen HS Smart Branch
300 Rivercrest Blvd, Allen, TX 75002 - Gilmer Hwy 271 Branch
755 Us Highway 271 N, Gilmer, TX 75644 - Gilmer Town Square Branch
107 E Marshall St, Gilmer, TX 75644 - Little Elm High School Branch
1900 Walker Ln, Little Elm, TX 75068 - District 121 Branch
6701 Alma Rd #150, McKinney, TX 75070 - Berkner HS Smart Branch
1600 E Spring Valley Rd, Richardson, TX 75081 - Paris Branch
11 South Plz, Paris, TX 75460 - Bonham Branch
410 N Center St, Bonham, TX 75418 - North Garland Branch
5021 N Garland Ave, Garland, TX 75040 - Kilgore Branch
910 N Kilgore St, Kilgore, TX 75662 - Sulphur Springs Branch
200 Main St, Sulphur Springs, TX 75482 - Independence Park
8435 Military Dr, Tyler, TX 75706 - Gilmer HS Smart Branch
850 Buffalo St, Gilmer, TX 75644 - West Richardson
281 W Campbell Rd, Richardson, TX 75080
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology