Charter 1367 · Austin, TX
University Federal Credit Union (Austin, TX)
University Federal Credit Union is a federally chartered credit union in Austin, Texas, with $4.27 billion in assets and 429,865 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.65%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as UFCU.
- Total assets
- $4.27 billion
- +2.4% in a year
- Members
- 429,865
- +5.3% in a year
- Net worth ratio
- 9.65%
- Peer median 10.79%
- Loans 60+ days late
- 1.11%
- Peer median 0.67%
- Loans outstanding
- $2.97 billion
- -2.2% in a year
- Shares and deposits
- $3.46 billion
- +3.8% in a year
- Branches
- 30
- 749 employees
- Opened
- 1936
- Federal charter
How University Federal Credit Union compares
NCUA groups credit unions by size; University Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.65% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.11%, is higher than the group median of 0.67%. Loans fell 2.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 9 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.27 billion | 429,865 | $2.97 billion | 9.65% | 1.11% |
| Q1 2026 | $4.27 billion | 422,795 | $2.97 billion | 9.52% | 1.02% |
| Q4 2025 | $4.20 billion | 417,920 | $3.03 billion | 9.38% | 1.19% |
| Q3 2025 | $4.19 billion | 414,629 | $3.06 billion | 9.54% | 1.09% |
| Q2 2025 | $4.17 billion | 408,076 | $3.04 billion | 9.52% | 0.94% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.2 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 30 sites for University Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Lakeline
13860 N Highway 183, Austin, TX 78750 - Guadalupe
4611 Guadalupe St, Austin, TX 78751 - Brodie
9925 Brodie Ln, Austin, TX 78748 - Downtown
201 W 7Th St, Austin, TX 78701 - University
2244 Guadalupe St, Austin, TX 78705 - Ben White
130 E Ben White Blvd, Austin, TX 78704 - Galveston
428 Post Office St, Galveston, TX 77550 - South Mopac
5033 W Highway 290, Austin, TX 78735 - Steck
3305 Steck Ave, Austin, TX 78757 - Teravista
571 University Blvd, Round Rock, TX 78665 - Pflugerville
15116 Fm 1825, Pflugerville, TX 78660 - Highway 79
2151 E Palm Valley Blvd, Round Rock, TX 78665 - Scofield
12605 Scofield Farms Dr, Austin, TX 78727 - Corporate Headquarters (main office)
8303 N Mo Pac Expy, Austin, TX 78759 - Concordia
11400 Concordia University Dr, Austin, TX 78726 - Victory Lakes
2500 Gulf Fwy S, League City, TX 77573 - San Marcos
1190 Thorpe Ln, San Marcos, TX 78666 - Gregory Gym
2101 Speedway, Austin, TX 78712 - Kyle
4410 South Fm 1626, Kyle, TX 78640 - Mueller
1801 E 51St St Ste 200, Austin, TX 78723 - Southpark Meadows
301 W Slaughter Ln, Austin, TX 78748 - Georgetown
4409 Williams Dr, Georgetown, TX 78628 - New Hope
5202 Hwy 183A Toll Road, Cedar Park, TX 78613 - Kelly Lane
2021 Kelly Ln, Pflugerville, TX 78660 - ACC Highland
6101 Highland Campus Dr, Austin, TX 78752 - Manor
11940 E Us Hwy 290, Manor, TX 78653 - Texas State LBJ
109 Student Center Dr, San Marcos, TX 78666 - ACC Eastview
3401 Webberville Rd Ste 3154, Austin, TX 78702 - UT Health
7000 Fannin St, Houston, TX 77030 - Pearland
2940 Broadway Bend Dr, Pearland, TX 77584
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology