Charter 68735 · Beaumont, TX
Rave Financial Credit Union
Rave Financial Credit Union is a state-chartered credit union in Beaumont, Texas, with $1.23 billion in assets and 87,828 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.82%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.23 billion
- +6.9% in a year
- Members
- 87,828
- +5.7% in a year
- Net worth ratio
- 12.82%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $1.00 billion
- +9.6% in a year
- Shares and deposits
- $962 million
- +8.5% in a year
- Branches
- 14
- 281 employees
- Opened
- 1935
- Texas charter
How Rave Financial Credit Union compares
NCUA groups credit unions by size; Rave Financial Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 12.82% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans grew 9.6% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 31 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.23 billion | 87,828 | $1.00 billion | 12.82% | 0.57% |
| Q1 2026 | $1.26 billion | 88,140 | $988 million | 12.36% | 0.52% |
| Q4 2025 | $1.19 billion | 86,407 | $965 million | 12.80% | 0.73% |
| Q3 2025 | $1.16 billion | 84,842 | $942 million | 13.05% | 0.60% |
| Q2 2025 | $1.15 billion | 83,066 | $915 million | 13.11% | 0.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Rave Financial Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Delaware Branch
1810 N Major Dr, Beaumont, TX 77713 - Treadway Branch
4285 Treadway Rd, Beaumont, TX 77706 - Carroll Street Branch
2050 Carroll St, Beaumont, TX 77701 - Jasper Branch
465 E Gibson St, Jasper, TX 75951 - Mid-County Branch
1131 S Memorial Fwy, Nederland, TX 77627 - Silsbee Branch
975 Highway 96 S, Silsbee, TX 77656 - Vidor Branch
1100 N Main St, Vidor, TX 77662 - Lumberton Branch
604 S Main St, Lumberton, TX 77657 - Mont Belvieu
11250 Eagle Drive, Mont Belvieu, TX 77523 - Calder Branch (main office)
3535 Calder Ave, Beaumont, TX 77706 - Woodville Branch
430 S Magnolia St, Woodville, TX 75979 - Dayton Branch
999 Highway 146, Dayton, TX 77535 - Conroe Branch
670 Fm 3083 Rd Ste 201, Conroe, TX 77301 - Willis Branch
702 W Montgomery St Ste 800, Willis, TX 77378
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology