Charter 97103 · Lubbock, TX
Alliance Credit Union (Lubbock, TX)
Alliance Credit Union is a state-chartered credit union in Lubbock, Texas, with $1.12 billion in assets and 82,909 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.90%, well above the 7% that NCUA's rules treat as well capitalized.
NCUA's records list Alliance Credit Union as a state-chartered credit union that is not federally insured. Deposits are not covered by NCUA's Share Insurance Fund; ask the credit union how they are insured.
- Total assets
- $1.12 billion
- +72.5% in a year
- Members
- 82,909
- +52.4% in a year
- Net worth ratio
- 10.90%
- Peer median 10.79%
- Loans 60+ days late
- 1.07%
- Peer median 0.67%
- Loans outstanding
- $903 million
- +63.2% in a year
- Shares and deposits
- $944 million
- +74.1% in a year
- Branches
- 16
- 306 employees
- Opened
- 1940
- Texas charter
How Alliance Credit Union compares
NCUA groups credit unions by size; Alliance Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.90% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.07%, is higher than the group median of 0.67%. Loans grew 63.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 33 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.12 billion | 82,909 | $903 million | 10.90% | 1.07% |
| Q1 2026 | $1.09 billion | 83,777 | $868 million | 10.95% | 0.77% |
| Q4 2025 | $680 million | 57,077 | $572 million | 11.34% | 0.95% |
| Q3 2025 | $656 million | 55,808 | $554 million | 11.53% | 0.93% |
| Q2 2025 | $648 million | 54,391 | $553 million | 11.44% | 0.75% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 16 sites for Alliance Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Quaker Branch
8401 Quaker Ave, Lubbock, TX 79424 - Northwest Branch
1008 Frankford Ave, Lubbock, TX 79416 - South Branch
2404 82Nd St, Lubbock, TX 79423 - Central Branch
2220 34Th St, Lubbock, TX 79411 - Medical Branch
3802 24Th St, Lubbock, TX 79410 - Southwest Branch
6716 82Nd St, Lubbock, TX 79424 - Spur 327 (main office)
6219 Spur 327, Lubbock, TX 79424 - Big Spring
2002 Birdwell Ln, Big Spring, TX 79720 - Indiana
12812 Indiana Ave., Lubbock, TX 79423 - Amarillo
9404 Hillside Rd, Amarillo, TX 79119 - Boerne
1440 S Main St, Boerne, TX 78006 - Braun
10023 W Loop 1604 N, San Antonio, TX 78254 - Golden Triangle
5120 Golden Triangle Blvd, Fort Worth, TX 76244 - Polaris Branch
2595 Polaris Dr, Fort Worth, TX 76137 - SA Medical
7318 Louis Pasteur Dr, San Antonio, TX 78229 - UTSA Boulevard
5500 Utsa Blvd, San Antonio, TX 78249
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology