Charter 2115 · El Paso, TX
One Source Federal Credit Union
One Source Federal Credit Union is a federally chartered credit union in El Paso, Texas, with $124 million in assets and 10,654 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.29%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $124 million
- -0.3% in a year
- Members
- 10,654
- -0.7% in a year
- Net worth ratio
- 10.29%
- Peer median 11.65%
- Loans 60+ days late
- 0.27%
- Peer median 0.70%
- Loans outstanding
- $72.2 million
- -6.2% in a year
- Shares and deposits
- $110 million
- +0.5% in a year
- Branches
- 3
- 34 employees
- Opened
- 1937
- Federal charter
How One Source Federal Credit Union compares
NCUA groups credit unions by size; One Source Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.29% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.27%, is lower than the group median of 0.70%. Loans fell 6.2% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 131 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $124 million | 10,654 | $72.2 million | 10.29% | 0.27% |
| Q1 2026 | $125 million | 10,823 | $72.2 million | 10.35% | 0.37% |
| Q4 2025 | $125 million | 10,843 | $75.5 million | 10.42% | 0.83% |
| Q3 2025 | $124 million | 10,823 | $76.9 million | 10.50% | 0.74% |
| Q2 2025 | $124 million | 10,727 | $77.0 million | 10.49% | 0.32% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for One Source Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
8870 Gazelle Dr, El Paso, TX 79925 - Las Cruces Branch
1375 E Boutz Rd, Las Cruces, NM 88001 - Westside Branch
5730 Cromo Dr, El Paso, TX 79912
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology