Charter 67428 · Austin, TX
Pecu Credit Union
Pecu Credit Union is a state-chartered credit union in Austin, Texas, with $431 million in assets and 20,783 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.78%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $431 million
- +0.1% in a year
- Members
- 20,783
- -3.4% in a year
- Net worth ratio
- 14.78%
- Peer median 11.65%
- Loans 60+ days late
- 0.47%
- Peer median 0.70%
- Loans outstanding
- $224 million
- -3.7% in a year
- Shares and deposits
- $369 million
- -1.3% in a year
- Branches
- 6
- 69 employees
- Opened
- 1952
- Texas charter
How Pecu Credit Union compares
NCUA groups credit unions by size; Pecu Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 14.78% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.47%, is lower than the group median of 0.70%. Loans fell 3.7% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 69 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $431 million | 20,783 | $224 million | 14.78% | 0.47% |
| Q1 2026 | $439 million | 21,602 | $220 million | 14.31% | 0.52% |
| Q4 2025 | $437 million | 21,509 | $225 million | 14.14% | 0.44% |
| Q3 2025 | $435 million | 21,514 | $231 million | 13.98% | 0.29% |
| Q2 2025 | $431 million | 21,522 | $232 million | 13.79% | 0.47% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Pecu Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
306 E 10Th St, Austin, TX 78701 - Walnut Creek Business Park Branch Office
8013 Centre Park Dr, Austin, TX 78754 - North Branch Office
1200 W 42Nd St, Austin, TX 78756 - Oak Hill Branch Office
5838 Hwy 290 W, Austin, TX 78735 - Round Rock Branch Office
15800 Ranch Road 620 N, Austin, TX 78717
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology