Charter 67609 · Odessa, TX
First Basin Credit Union
First Basin Credit Union is a state-chartered credit union in Odessa, Texas, with $343 million in assets and 31,008 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.46%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $343 million
- -2.3% in a year
- Members
- 31,008
- +5.5% in a year
- Net worth ratio
- 11.46%
- Peer median 11.65%
- Loans 60+ days late
- 0.29%
- Peer median 0.70%
- Loans outstanding
- $159 million
- -13.0% in a year
- Shares and deposits
- $278 million
- -0.4% in a year
- Branches
- 7
- 98 employees
- Opened
- 1965
- Texas charter
How First Basin Credit Union compares
NCUA groups credit unions by size; First Basin Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.46% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.29%, is lower than the group median of 0.70%. Loans fell 13.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 78 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $343 million | 31,008 | $159 million | 11.46% | 0.29% |
| Q1 2026 | $340 million | 30,078 | $160 million | 11.39% | 0.30% |
| Q4 2025 | $350 million | 30,008 | $169 million | 10.95% | 0.80% |
| Q3 2025 | $353 million | 29,489 | $176 million | 10.70% | 0.51% |
| Q2 2025 | $351 million | 29,389 | $182 million | 10.18% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 760,765 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for First Basin Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- First Basin Credit Union
2740 N County Rd W, Odessa, TX 79764 - First Basin Credit Union
713 Golder Ave, Odessa, TX 79761 - First Basin Credit Union
4217 N Grandview Ave, Odessa, TX 79762 - First Basin Credit Union
1000 S Main St, Andrews, TX 79714 - First Basin Credit Union
3316 N Midland Dr, Midland, TX 79707 - First Basin Credit Union
3805 19Th St, Lubbock, TX 79410 - First Basin Credit Union (main office)
7100 E Highway 191, Odessa, TX 79765
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology