Charter 14091 · Sugar Land, TX
Houston Federal Credit Union
Houston Federal Credit Union is a federally chartered credit union in Sugar Land, Texas, with $952 million in assets and 59,544 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.88%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $952 million
- +1.1% in a year
- Members
- 59,544
- -1.9% in a year
- Net worth ratio
- 9.88%
- Peer median 10.79%
- Loans 60+ days late
- 0.49%
- Peer median 0.67%
- Loans outstanding
- $533 million
- -3.0% in a year
- Shares and deposits
- $850 million
- +0.6% in a year
- Branches
- 12
- 182 employees
- Opened
- 1960
- Federal charter
How Houston Federal Credit Union compares
NCUA groups credit unions by size; Houston Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.88% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.49%, is lower than the group median of 0.67%. Loans fell 3.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 40 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $952 million | 59,544 | $533 million | 9.88% | 0.49% |
| Q1 2026 | $962 million | 60,128 | $527 million | 9.77% | 0.35% |
| Q4 2025 | $951 million | 59,905 | $532 million | 9.74% | 0.48% |
| Q3 2025 | $953 million | 60,366 | $539 million | 9.66% | 0.44% |
| Q2 2025 | $941 million | 60,674 | $549 million | 9.67% | 0.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.3 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 12 sites for Houston Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- HFCU (main office)
16320 Kensington Dr, Sugar Land, TX 77479 - Memorial
777 N Eldridge Pkwy Ste 150, Houston, TX 77079 - Greenway Plaza
24 Greenway Plz Ste 300, Houston, TX 77046 - Northwest
21550 State Highway 249, Houston, TX 77070 - Rosenberg
28050 Southwest Fwy, Rosenberg, TX 77471 - HCU
7459 Southwest Fwy Ste 100, Houston, TX 77074 - Champions
5302 Fm 1960 Rd W, Houston, TX 77069 - Southeast
8507 S Sam Houston Pkwy E, Houston, TX 77075 - Greenville
100 Fluor Daniel Dr # C102U, Greenville, SC 29607 - Imperial
203 Matlage Way, Sugar Land, TX 77478 - Grove Branch
2106 Anderson Rd, Greenville, SC 29611 - Sienna
8130 Highway 6, Missouri City, TX 77459
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology