Charter 67865 · Austin, TX
Capitol Credit Union
Capitol Credit Union is a state-chartered credit union in Austin, Texas, with $234 million in assets and 13,690 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.98%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $234 million
- +6.0% in a year
- Members
- 13,690
- +2.1% in a year
- Net worth ratio
- 11.98%
- Peer median 11.65%
- Loans 60+ days late
- 0.20%
- Peer median 0.70%
- Loans outstanding
- $174 million
- +7.9% in a year
- Shares and deposits
- $204 million
- +6.0% in a year
- Branches
- 3
- 52 employees
- Opened
- 1954
- Texas charter
How Capitol Credit Union compares
NCUA groups credit unions by size; Capitol Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.98% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.70%. Loans grew 7.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 92 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $234 million | 13,690 | $174 million | 11.98% | 0.20% |
| Q1 2026 | $232 million | 14,217 | $173 million | 12.01% | 0.16% |
| Q4 2025 | $230 million | 13,971 | $169 million | 12.07% | 0.28% |
| Q3 2025 | $225 million | 13,706 | $164 million | 12.11% | 0.22% |
| Q2 2025 | $221 million | 13,403 | $161 million | 12.30% | 0.31% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Capitol Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- North Office (main office)
11920 Alterra Pkwy, Austin, TX 78758 - Downtown
1718 Lavaca St, Austin, TX 78701 - South
133 E Ben White Blvd, Austin, TX 78704
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology