Charter 1584 · Houston, TX
Members Trust of the Southwest Federal Credit Union
Members Trust of the Southwest Federal Credit Union is a federally chartered credit union in Houston, Texas, with $274 million in assets and 8,912 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.52%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $274 million
- +9.6% in a year
- Members
- 8,912
- +2.7% in a year
- Net worth ratio
- 8.52%
- Peer median 11.65%
- Loans 60+ days late
- 0.09%
- Peer median 0.70%
- Loans outstanding
- $224 million
- +17.5% in a year
- Shares and deposits
- $251 million
- +7.5% in a year
- Branches
- 2
- 31 employees
- Opened
- 1936
- Federal charter
How Members Trust of the Southwest Federal Credit Union compares
NCUA groups credit unions by size; Members Trust of the Southwest Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.52% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.09%, is lower than the group median of 0.70%. Loans grew 17.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 85 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $274 million | 8,912 | $224 million | 8.52% | 0.09% |
| Q1 2026 | $267 million | 8,871 | $215 million | 8.38% | 0.12% |
| Q4 2025 | $262 million | 8,768 | $207 million | 8.20% | 0.21% |
| Q3 2025 | $254 million | 8,705 | $197 million | 8.23% | 0.26% |
| Q2 2025 | $250 million | 8,675 | $190 million | 8.11% | 0.33% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 25,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 2 sites for Members Trust of the Southwest Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Stephenville
2311 Robert J Glasgow Loop, Stephenville, TX 76401 - Houston (main office)
2315 Mangum Rd, Houston, TX 77092
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology