Charter 7916 · Port Neches, TX
Neches Federal Credit Union
Neches Federal Credit Union is a federally chartered credit union in Port Neches, Texas, with $1.23 billion in assets and 83,078 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.66%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.23 billion
- +16.4% in a year
- Members
- 83,078
- +4.4% in a year
- Net worth ratio
- 14.66%
- Peer median 10.79%
- Loans 60+ days late
- 0.20%
- Peer median 0.67%
- Loans outstanding
- $919 million
- +17.3% in a year
- Shares and deposits
- $1.04 billion
- +17.4% in a year
- Branches
- 11
- 241 employees
- Opened
- 1952
- Federal charter
How Neches Federal Credit Union compares
NCUA groups credit unions by size; Neches Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.66% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.20%, is lower than the group median of 0.67%. Loans grew 17.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 30 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.23 billion | 83,078 | $919 million | 14.66% | 0.20% |
| Q1 2026 | $1.19 billion | 82,912 | $883 million | 14.65% | 0.20% |
| Q4 2025 | $1.11 billion | 81,831 | $849 million | 15.16% | 0.25% |
| Q3 2025 | $1.08 billion | 80,657 | $815 million | 15.22% | 0.30% |
| Q2 2025 | $1.06 billion | 79,551 | $784 million | 15.14% | 0.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.0 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for Neches Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Administration Office (main office)
676 Magnolia Ave, Port Neches, TX 77651 - Nall Branch
2239 Nall St, Port Neches, TX 77651 - Nederland Branch
2623 Nederland Ave, Nederland, TX 77627 - Dowlen Branch
1955 Dowlen Rd, Beaumont, TX 77706 - Pearl Branch
1254 Pearl St, Beaumont, TX 77701 - Nederland High School Branch
220 N 17Th St, Nederland, TX 77627 - Port Neches-Groves High School Branch
1401 Merriman St, Port Neches, TX 77651 - Lumberton
299 Country Lane Dr, Lumberton, TX 77657 - Lumberton High School Branch
103 S Lhs Dr, Lumberton, TX 77657 - Bridge City Branch
410 Texas Ave, Bridge City, TX 77611 - Major Drive
5765 N Major Dr, Beaumont, TX 77713
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology