Charter 68608 · Temple, TX
Texell Credit Union
Texell Credit Union is a state-chartered credit union in Temple, Texas, with $801 million in assets and 53,988 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.48%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $801 million
- +4.6% in a year
- Members
- 53,988
- +0.8% in a year
- Net worth ratio
- 10.48%
- Peer median 10.79%
- Loans 60+ days late
- 0.60%
- Peer median 0.67%
- Loans outstanding
- $627 million
- +4.4% in a year
- Shares and deposits
- $700 million
- +3.9% in a year
- Branches
- 8
- 210 employees
- Opened
- 1948
- Texas charter
How Texell Credit Union compares
NCUA groups credit unions by size; Texell Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.48% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.60%, is lower than the group median of 0.67%. Loans grew 4.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 48 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $801 million | 53,988 | $627 million | 10.48% | 0.60% |
| Q1 2026 | $791 million | 54,334 | $618 million | 10.37% | 0.51% |
| Q4 2025 | $774 million | 54,171 | $619 million | 10.24% | 0.47% |
| Q3 2025 | $771 million | 53,927 | $598 million | 10.08% | 0.47% |
| Q2 2025 | $766 million | 53,565 | $600 million | 9.74% | 0.61% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 30 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Texell Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- 31st Branch
3314 S 31St St, Temple, TX 76502 - Belton Branch
416 Lake Rd, Belton, TX 76513 - Killeen
2208 Sunny Ln, Killeen, TX 76541 - Georgetown Branch
723 W University Ave Ste 100, Georgetown, TX 78626 - Downtown Branch
5 S 1St St, Temple, TX 76501 - Cedar Park
875 W Whitestone Blvd, Cedar Park, TX 78613 - Hewitt
1221 Hewitt Dr, Waco, TX 76712 - Corporate Headquarters (main office)
7083 Members Pkwy, Temple, TX 76502
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology