Charter 24304 · Del Rio, TX
Border Federal Credit Union
Border Federal Credit Union is a federally chartered credit union in Del Rio, Texas, with $270 million in assets and 27,601 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 17.83%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $270 million
- +6.4% in a year
- Members
- 27,601
- +0.1% in a year
- Net worth ratio
- 17.83%
- Peer median 11.65%
- Loans 60+ days late
- 0.67%
- Peer median 0.70%
- Loans outstanding
- $165 million
- +7.4% in a year
- Shares and deposits
- $206 million
- +5.8% in a year
- Branches
- 5
- 123 employees
- Opened
- 1986
- Federal charter
How Border Federal Credit Union compares
NCUA groups credit unions by size; Border Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 17.83% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.67%, is about the same as the group median of 0.70%. Loans grew 7.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 86 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $270 million | 27,601 | $165 million | 17.83% | 0.67% |
| Q1 2026 | $269 million | 27,636 | $161 million | 17.43% | 0.67% |
| Q4 2025 | $258 million | 27,587 | $160 million | 17.82% | 0.59% |
| Q3 2025 | $255 million | 27,647 | $157 million | 17.65% | 0.75% |
| Q2 2025 | $254 million | 27,571 | $153 million | 17.36% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 193,058 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Border Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
2211 N Bedell Ave, Del Rio, TX 78840 - Gibbs St Branch
600 E Gibbs St, Del Rio, TX 78840 - Laughlin Branch
583 Liberty Dr Bldg 341, Del Rio, TX 78843 - Eagle Pass Veterans Blvd Branch
2080 N Veterans Blvd, Eagle Pass, TX 78852 - Eagle Pass El Indio Hwy Branch
2344 El Indio Hwy, Eagle Pass, TX 78852
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology