Charter 5029 · Texarkana, TX
Red River Employees Federal Credit Union
Red River Employees Federal Credit Union is a federally chartered credit union in Texarkana, Texas, with $1.58 billion in assets and 126,191 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.86%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Red River Credit Union, Red River Federal Credit Union, RRCU.
- Total assets
- $1.58 billion
- +3.5% in a year
- Members
- 126,191
- +2.8% in a year
- Net worth ratio
- 13.86%
- Peer median 10.79%
- Loans 60+ days late
- 0.94%
- Peer median 0.67%
- Loans outstanding
- $1.19 billion
- +7.9% in a year
- Shares and deposits
- $1.33 billion
- +3.9% in a year
- Branches
- 32
- 378 employees
- Opened
- 1943
- Federal charter
How Red River Employees Federal Credit Union compares
NCUA groups credit unions by size; Red River Employees Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.86% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.94%, is higher than the group median of 0.67%. Loans grew 7.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 22 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.58 billion | 126,191 | $1.19 billion | 13.86% | 0.94% |
| Q1 2026 | $1.59 billion | 124,743 | $1.15 billion | 13.48% | 0.56% |
| Q4 2025 | $1.57 billion | 123,949 | $1.13 billion | 13.36% | 0.89% |
| Q3 2025 | $1.55 billion | 123,510 | $1.12 billion | 13.19% | 0.93% |
| Q2 2025 | $1.53 billion | 122,811 | $1.10 billion | 13.11% | 1.05% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 33 sites for Red River Employees Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Summerhill Office - TX
4405 Summerhill Rd, Texarkana, TX 75503 - Atlanta TX Office
105 Loop 59, Atlanta, TX 75551 - New Boston TX Office
308 E Hoskins St, New Boston, TX 75570 - Clarksville TX Office
1501 W Main St, Clarksville, TX 75426 - Richmond Rd Office - TX
3501 Richmond Rd, Texarkana, TX 75503 - Red River Office - TX
331 Red River Rd N Bldg Armydepot, Texarkana, TX 75501 - Hwy 59 LE Office - TX
4400 S Lake Dr, Texarkana, TX 75501 - Texas Blvd Office - TX
4401 Texas Blvd, Texarkana, TX 75503 - Hwy 67 Wake Village TX Office
4714 W 7Th St, Wake Village, TX 75501 - Hope AR Office
1513 N Hervey St, Hope, AR 71801 - Trinity Blvd Office - AR
2345 Trinity Blvd, Texarkana, AR 71854 - Xpress Office - TX
402 Walton Dr, Texarkana, TX 75501 - Latino Office - TX
2106 New Boston Rd # B, Texarkana, TX 75501 - University Office - TX
2700 B University Ave, Texarkana, TX 75503 - University Corporate Office - TX (main office)
2700 A University Ave, Texarkana, TX 75503 - Nashville AR Office
202 W Bishop St, Nashville, AR 71852 - Paris TX Office
1910 Ne Loop 286, Paris, TX 75460 - Sulphur Springs TX Office
822 Gilmer St, Sulphur Springs, TX 75482 - Ashdown AR Micro Office
125 Dutch Webster Dr, Ashdown, AR 71822 - Bastrop LA Office
380 S Franklin St, Bastrop, LA 71220 - Batesville MS Office
138 Highway 6 W, Batesville, MS 38606 - Clarksdale MS Office
220 1St St, Clarksdale, MS 38614 - Marshall TX Office
1910 Karnack Hwy, Marshall, TX 75672 - North Market Office - LA
5895 N Market St, Shreveport, LA 71107 - Lakeshore Branch
3712 Lakeshore Dr, Shreveport, LA 71109 - Greenville TX Office
8111 Wesley St, Greenville, TX 75402 - El Dorado AR
2001 N West Ave, El Dorado, AR 71730 - Bossier City Branch
2709 Old Minden Rd, Bossier City, LA 71112 - NW Jewella Ave
7070 Jewella Ave, Shreveport, LA 71108 - Idabel OK Office
2018 S Washington, Idabel, OK 74745 - Fort Smith AR Office
4300 Rogers Ave, Fort Smith, AR 72903 - DeQueen AR Office
117 Highway 71 N, De Queen, AR 71832 - Poteau Office - OK
2208 N Broadway St, Poteau, OK 74953
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology