Charter 68359 · Austin, TX
Velocity Credit Union
Velocity Credit Union is a state-chartered credit union in Austin, Texas, with $1.09 billion in assets and 69,112 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.92%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.09 billion
- +4.8% in a year
- Members
- 69,112
- -3.3% in a year
- Net worth ratio
- 13.92%
- Peer median 10.79%
- Loans 60+ days late
- 0.57%
- Peer median 0.67%
- Loans outstanding
- $552 million
- -0.3% in a year
- Shares and deposits
- $872 million
- +3.4% in a year
- Branches
- 6
- 205 employees
- Opened
- 1947
- Texas charter
How Velocity Credit Union compares
NCUA groups credit unions by size; Velocity Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.92% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.57%, is lower than the group median of 0.67%. Loans fell 0.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 36 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.09 billion | 69,112 | $552 million | 13.92% | 0.57% |
| Q1 2026 | $1.08 billion | 71,906 | $544 million | 14.06% | 0.66% |
| Q4 2025 | $1.07 billion | 71,624 | $539 million | 14.16% | 0.99% |
| Q3 2025 | $1.05 billion | 71,607 | $542 million | 14.40% | 0.84% |
| Q2 2025 | $1.04 billion | 71,465 | $554 million | 14.81% | 0.97% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Velocity Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Downtown Branch
705 E 12Th St, Austin, TX 78701 - North Austin Branch
1201 W Braker Ln, Austin, TX 78758 - South Austin Branch
9300 S Interstate 35, Austin, TX 78748 - Round Rock Branch
900 Round Rock Ave, Round Rock, TX 78681 - Cedar Park/Leander Branch
1230 E New Hope Dr, Cedar Park, TX 78613 - Quarry Lake Business Center 1 (main office)
4515 Seton Center Pkwy, Austin, TX 78759 - Southwest Austin
3419 Davis Ln, Austin, TX 78745
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology