Charter 926 · San Antonio, TX
River City Federal Credit Union
River City Federal Credit Union is a federally chartered credit union in San Antonio, Texas, with $148 million in assets and 11,651 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.17%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $148 million
- -2.4% in a year
- Members
- 11,651
- -13.5% in a year
- Net worth ratio
- 11.17%
- Peer median 11.65%
- Loans 60+ days late
- 2.00%
- Peer median 0.70%
- Loans outstanding
- $114 million
- +4.5% in a year
- Shares and deposits
- $125 million
- -2.1% in a year
- Branches
- 4
- 58 employees
- Opened
- 1936
- Federal charter
How River City Federal Credit Union compares
NCUA groups credit unions by size; River City Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.17% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 2.00%, is higher than the group median of 0.70%. Loans grew 4.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 121 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $148 million | 11,651 | $114 million | 11.17% | 2.00% |
| Q1 2026 | $153 million | 11,716 | $118 million | 11.02% | 3.07% |
| Q4 2025 | $155 million | 11,713 | $116 million | 11.39% | 2.02% |
| Q3 2025 | $148 million | 13,136 | $110 million | 13.12% | 3.02% |
| Q2 2025 | $151 million | 13,476 | $109 million | 13.73% | 2.21% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.0 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for River City Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Edison Branch
3009 Blanco Rd, San Antonio, TX 78212 - Babcock Branch
5881 Babcock Rd, San Antonio, TX 78240 - Southwest Military Office
803 Sw Military Dr, San Antonio, TX 78221 - East Side Branch
325 N New Braunfels Ave, San Antonio, TX 78202 - Headquarters (main office)
5308 Wurzbach Rd, Leon Valley, TX 78238
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology