Charter 12858 · Lubbock, TX
Texas Tech Federal Credit Union
Texas Tech Federal Credit Union is a federally chartered credit union in Lubbock, Texas, with $451 million in assets and 37,060 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.73%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Texas Tech Credit Union.
- Total assets
- $451 million
- +6.5% in a year
- Members
- 37,060
- +6.1% in a year
- Net worth ratio
- 10.73%
- Peer median 11.65%
- Loans 60+ days late
- 0.42%
- Peer median 0.70%
- Loans outstanding
- $342 million
- +10.9% in a year
- Shares and deposits
- $393 million
- +6.6% in a year
- Branches
- 6
- 147 employees
- Opened
- 1959
- Federal charter
How Texas Tech Federal Credit Union compares
NCUA groups credit unions by size; Texas Tech Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 10.73% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.42%, is lower than the group median of 0.70%. Loans grew 10.9% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 67 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $451 million | 37,060 | $342 million | 10.73% | 0.42% |
| Q1 2026 | $447 million | 36,472 | $316 million | 10.55% | 0.28% |
| Q4 2025 | $442 million | 35,971 | $311 million | 10.54% | 0.54% |
| Q3 2025 | $435 million | 35,467 | $309 million | 10.52% | 0.54% |
| Q2 2025 | $423 million | 34,924 | $308 million | 10.60% | 0.28% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 210,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Texas Tech Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Branch (main office)
1802 Texas Tech Parkway, Lubbock, TX 79409 - Health Sciences Center Branch
3601 4Th St # 1A98, Lubbock, TX 79430 - Ravenwood Branch
4005 98Th Street, Lubbock, TX 79424 - FCS Branch
230 W California St, Floydada, TX 79235 - Abilene Branch Catclaw
4001 Catclaw Dr, Abilene, TX 79606 - Midland Mortgage
3300 N A St, Midland, TX 79705
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology