Charter 10174 · El Paso, TX
Firstlight Federal Credit Union
Firstlight Federal Credit Union is a federally chartered credit union in El Paso, Texas, with $1.63 billion in assets and 97,419 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.33%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.63 billion
- +2.8% in a year
- Members
- 97,419
- -2.0% in a year
- Net worth ratio
- 10.33%
- Peer median 10.79%
- Loans 60+ days late
- 0.48%
- Peer median 0.67%
- Loans outstanding
- $1.34 billion
- +9.2% in a year
- Shares and deposits
- $1.45 billion
- +2.2% in a year
- Branches
- 11
- 353 employees
- Opened
- 1955
- Federal charter
How Firstlight Federal Credit Union compares
NCUA groups credit unions by size; Firstlight Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.33% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.67%. Loans grew 9.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 21 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.63 billion | 97,419 | $1.34 billion | 10.33% | 0.48% |
| Q1 2026 | $1.63 billion | 98,481 | $1.26 billion | 10.20% | 0.47% |
| Q4 2025 | $1.59 billion | 98,504 | $1.22 billion | 10.23% | 0.55% |
| Q3 2025 | $1.59 billion | 99,291 | $1.20 billion | 10.09% | 0.58% |
| Q2 2025 | $1.59 billion | 99,396 | $1.23 billion | 9.86% | 0.49% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 13 sites for Firstlight Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Kenworthy Branch
9993 Kenworthy St, El Paso, TX 79924 - Administration
9983 Kenworthy St, El Paso, TX 79924 - Del Rey Branch
3105 Del Rey Blvd, Las Cruces, NM 88012 - Lohman Branch
3791 E Lohman Ave, Las Cruces, NM 88011 - Lee Trevino Branch
1555 N Lee Trevino Dr, El Paso, TX 79936 - Idaho Branch
522 E Idaho Ave, Las Cruces, NM 88001 - North Desert Branch
5050 N Desert Blvd, El Paso, TX 79912 - East Fort Bliss
20727 Constitution Ave, Fort Bliss, TX 79918 - Pike Branch
1635 Pike Rd, El Paso, TX 79906 - Zaragoza Branch
2200 N Zaragoza Rd, El Paso, TX 79938 - Mills
207 E Mills Ave, El Paso, TX 79901 - Darrington Branch
15002 Darrington Rd, Horizon City, TX 79928 - Headquarters (main office)
9909 Kenworthy St, El Paso, TX 79924
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology