Charter 24445 · Houston, TX
Bp Federal Credit Union
Bp Federal Credit Union is a federally chartered credit union in Houston, Texas, with $124 million in assets and 6,399 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.98%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $124 million
- -0.9% in a year
- Members
- 6,399
- -1.8% in a year
- Net worth ratio
- 13.98%
- Peer median 11.65%
- Loans 60+ days late
- 0.81%
- Peer median 0.70%
- Loans outstanding
- $108 million
- -4.4% in a year
- Shares and deposits
- $108 million
- -0.4% in a year
- Branches
- 7
- 20 employees
- Opened
- 1937
- Federal charter
How Bp Federal Credit Union compares
NCUA groups credit unions by size; Bp Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.98% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.81%, is higher than the group median of 0.70%. Loans fell 4.4% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 129 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $124 million | 6,399 | $108 million | 13.98% | 0.81% |
| Q1 2026 | $130 million | 6,441 | $108 million | 13.26% | 0.37% |
| Q4 2025 | $122 million | 6,482 | $110 million | 14.13% | 0.42% |
| Q3 2025 | $123 million | 6,499 | $112 million | 13.93% | 0.50% |
| Q2 2025 | $125 million | 6,514 | $113 million | 13.66% | 0.12% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 12,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Bp Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Memorial Plaza Branch
15455 Memorial Dr Ste 200, Houston, TX 77079 - Westlake I Branch
501 Westlake Park Blvd, Houston, TX 77079 - Vital Records
Fiserv Galaxy Plus, Troy, MI 48098 - Disaster Recovery Site
Kbr Heritage Fcu, Houston, TX 77002 - Helios Branch
201 Helios Way, Houston, TX 77079 - Republic Square (main office)
13501 Katy Fwy Ste 1150, Houston, TX 77079 - CO-OP Shared Branching
6801 Parkwood Blvd, Plano, TX 75024
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology