Charter 61527 · Wichita Falls, TX
Texoma Community Credit Union
Texoma Community Credit Union is a state-chartered credit union in Wichita Falls, Texas, with $325 million in assets and 27,877 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.22%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $325 million
- +11.1% in a year
- Members
- 27,877
- +8.5% in a year
- Net worth ratio
- 11.22%
- Peer median 11.65%
- Loans 60+ days late
- 0.70%
- Peer median 0.70%
- Loans outstanding
- $269 million
- +9.3% in a year
- Shares and deposits
- $279 million
- +9.7% in a year
- Branches
- 3
- 97 employees
- Opened
- 1953
- Texas charter
How Texoma Community Credit Union compares
NCUA groups credit unions by size; Texoma Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.22% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.70%, is about the same as the group median of 0.70%. Loans grew 9.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 81 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $325 million | 27,877 | $269 million | 11.22% | 0.70% |
| Q1 2026 | $315 million | 28,049 | $267 million | 11.42% | 0.57% |
| Q4 2025 | $308 million | 26,670 | $263 million | 11.67% | 0.67% |
| Q3 2025 | $297 million | 26,057 | $253 million | 11.80% | 0.51% |
| Q2 2025 | $293 million | 25,690 | $246 million | 11.76% | 0.64% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.3 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Texoma Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- SAR (1 DT and 1 Lobby ATM) (main office)
3800 Sheppard Access Rd, Wichita Falls, TX 76306 - SPO (2 DT & 1 Lobby ATM)
4019 Southwest Pkwy, Wichita Falls, TX 76308 - Downtown Branch
807 8Th St, Wichita Falls, TX 76301
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology