Charter 15650 · San Antonio, TX
H E B Federal Credit Union
H E B Federal Credit Union is a federally chartered credit union in San Antonio, Texas, with $218 million in assets and 12,171 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 18.31%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $218 million
- +4.2% in a year
- Members
- 12,171
- -0.6% in a year
- Net worth ratio
- 18.31%
- Peer median 11.65%
- Loans 60+ days late
- 0.19%
- Peer median 0.70%
- Loans outstanding
- $152 million
- +3.3% in a year
- Shares and deposits
- $173 million
- +3.7% in a year
- Branches
- 1
- 31 employees
- Opened
- 1963
- Federal charter
How H E B Federal Credit Union compares
NCUA groups credit unions by size; H E B Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 18.31% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.19%, is lower than the group median of 0.70%. Loans grew 3.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 99 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $218 million | 12,171 | $152 million | 18.31% | 0.19% |
| Q1 2026 | $218 million | 12,144 | $152 million | 18.08% | 0.14% |
| Q4 2025 | $215 million | 12,186 | $154 million | 18.13% | 0.24% |
| Q3 2025 | $210 million | 12,252 | $153 million | 18.13% | 0.18% |
| Q2 2025 | $209 million | 12,245 | $147 million | 17.92% | 0.07% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 30,000 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for H E B Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- San Antonio Service Center (main office)
4630 N Loop 1604 W Ste 101, San Antonio, TX 78249
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology