Charter 9971 · Amarillo, TX
Santa Fe Federal Credit Union
Santa Fe Federal Credit Union is a federally chartered credit union in Amarillo, Texas, with $215 million in assets and 14,392 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.90%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Borger Federal Credit Union.
- Total assets
- $215 million
- +0.0% in a year
- Members
- 14,392
- +4.6% in a year
- Net worth ratio
- 12.90%
- Peer median 11.65%
- Loans 60+ days late
- 0.48%
- Peer median 0.70%
- Loans outstanding
- $135 million
- +8.6% in a year
- Shares and deposits
- $184 million
- +0.1% in a year
- Branches
- 6
- 76 employees
- Opened
- 1955
- Federal charter
How Santa Fe Federal Credit Union compares
NCUA groups credit unions by size; Santa Fe Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.90% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.48%, is lower than the group median of 0.70%. Loans grew 8.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 100 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $215 million | 14,392 | $135 million | 12.90% | 0.48% |
| Q1 2026 | $222 million | 14,370 | $136 million | 12.58% | 0.59% |
| Q4 2025 | $219 million | 13,446 | $130 million | 12.55% | 0.54% |
| Q3 2025 | $216 million | 13,525 | $122 million | 12.76% | 0.80% |
| Q2 2025 | $215 million | 13,755 | $124 million | 12.64% | 0.61% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 35,980 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Santa Fe Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Downtown Branch
1422 S Harrison St, Amarillo, TX 79101 - Albuquerque Branch
7101 Jefferson St Ne, Albuquerque, NM 87109 - Hillside Branch (main office)
7600 Hillside Rd, Amarillo, TX 79119 - Borger Federal Credit Union
1051 N Florida St, Borger, TX 79007 - Pampa Branch Office
1939 N Hobart St, Pampa, TX 79065 - Lubbock Branch
4210 50Th St Ste E, Lubbock, TX 79413
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology