Charter 68440 · Houston, TX
Membersource Credit Union
Membersource Credit Union is a state-chartered credit union in Houston, Texas, with $196 million in assets and 14,726 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.45%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $196 million
- -4.0% in a year
- Members
- 14,726
- -4.8% in a year
- Net worth ratio
- 12.45%
- Peer median 11.65%
- Loans 60+ days late
- 0.40%
- Peer median 0.70%
- Loans outstanding
- $144 million
- +0.3% in a year
- Shares and deposits
- $171 million
- -4.3% in a year
- Branches
- 5
- 55 employees
- Opened
- 1958
- Texas charter
How Membersource Credit Union compares
NCUA groups credit unions by size; Membersource Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.45% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.40%, is lower than the group median of 0.70%. Loans grew 0.3% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 105 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $196 million | 14,726 | $144 million | 12.45% | 0.40% |
| Q1 2026 | $205 million | 14,907 | $142 million | 11.84% | 0.45% |
| Q4 2025 | $201 million | 14,700 | $140 million | 12.13% | 0.56% |
| Q3 2025 | $202 million | 14,833 | $140 million | 12.11% | 0.46% |
| Q2 2025 | $205 million | 15,470 | $143 million | 12.04% | 0.57% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.4 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Membersource Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Westchase (main office)
10100 Richmond Ave, Houston, TX 77042 - Anadarko
1201 Lake Robbins Dr, The Woodlands, TX 77380 - Sugar Land
16535 Lexington Blvd Ste 145, Sugar Land, TX 77479 - 290 Office
12930 Northwest Fwy, Houston, TX 77040 - Williams Tower
2800 Post Oak Blvd Fl 56, Houston, TX 77056
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology