Charter 68369 · Houston, TX
United Community Credit Union (Houston, TX)
United Community Credit Union is a state-chartered credit union in Houston, Texas, with $128 million in assets and 13,473 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 12.03%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $128 million
- -1.0% in a year
- Members
- 13,473
- +1.1% in a year
- Net worth ratio
- 12.03%
- Peer median 11.65%
- Loans 60+ days late
- 1.05%
- Peer median 0.70%
- Loans outstanding
- $90.2 million
- -0.6% in a year
- Shares and deposits
- $113 million
- -2.3% in a year
- Branches
- 4
- 48 employees
- Opened
- 1950
- Texas charter
How United Community Credit Union compares
NCUA groups credit unions by size; United Community Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 12.03% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.05%, is higher than the group median of 0.70%. Loans fell 0.6% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 128 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $128 million | 13,473 | $90.2 million | 12.03% | 1.05% |
| Q1 2026 | $127 million | 13,596 | $88.5 million | 11.89% | 0.98% |
| Q4 2025 | $125 million | 13,531 | $92.3 million | 11.88% | 1.40% |
| Q3 2025 | $126 million | 13,456 | $90.1 million | 11.51% | 1.21% |
| Q2 2025 | $129 million | 13,330 | $90.8 million | 11.12% | 0.70% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 120,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for United Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Galena Park Financial Center
1700 16Th St, Galena Park, TX 77547 - Normandy Financial Center
771 Normandy St, Houston, TX 77015 - Crosby Financial Center
14028 Fm 2100 Rd, Crosby, TX 77532 - Summerwood Financial Center (main office)
13700 E Sam Houston Parkway N, Houston, TX 77044
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology