Charter 5648 · Pasadena, TX
Gulf Coast Educators Federal Credit Union
Gulf Coast Educators Federal Credit Union is a federally chartered credit union in Pasadena, Texas, with $1.27 billion in assets and 61,167 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 15.70%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $1.27 billion
- +3.4% in a year
- Members
- 61,167
- +1.1% in a year
- Net worth ratio
- 15.70%
- Peer median 10.79%
- Loans 60+ days late
- 0.90%
- Peer median 0.67%
- Loans outstanding
- $893 million
- +1.9% in a year
- Shares and deposits
- $1.09 billion
- +11.2% in a year
- Branches
- 10
- 193 employees
- Opened
- 1948
- Federal charter
How Gulf Coast Educators Federal Credit Union compares
NCUA groups credit unions by size; Gulf Coast Educators Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 15.70% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.90%, is higher than the group median of 0.67%. Loans grew 1.9% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 28 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.27 billion | 61,167 | $893 million | 15.70% | 0.90% |
| Q1 2026 | $1.26 billion | 61,066 | $877 million | 15.60% | 0.58% |
| Q4 2025 | $1.26 billion | 60,776 | $878 million | 15.45% | 0.90% |
| Q3 2025 | $1.26 billion | 61,416 | $881 million | 15.20% | 0.84% |
| Q2 2025 | $1.23 billion | 60,523 | $877 million | 15.50% | 0.81% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 721,111 potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Gulf Coast Educators Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pasadena Office (main office)
5953 Fairmont Pkwy, Pasadena, TX 77505 - League City Office
1120 W Main St, League City, TX 77573 - Pearland East Office
1819 Broadway St Ste 109, Pearland, TX 77581 - Pearland West Office
8000 Broadway St, Pearland, TX 77581 - Summerwood Office
14243 E Sam Houston Pkwy N Ste 100, Houston, TX 77044 - Baytown Office
6360 Garth Rd Ste 140, Baytown, TX 77521 - Katy Office
27252 Katy Fwy, Katy, TX 77494 - Sweeny Office
400 N Elm St, Sweeny, TX 77480 - Rosenberg Office
6419 Reading Rd Ste 115, Rosenberg, TX 77471
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology