Charter 68682 · Midland, TX
My Community Credit Union
My Community Credit Union is a state-chartered credit union in Midland, Texas, with $555 million in assets and 44,054 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.29%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $555 million
- +3.3% in a year
- Members
- 44,054
- +5.2% in a year
- Net worth ratio
- 10.29%
- Peer median 10.79%
- Loans 60+ days late
- 1.24%
- Peer median 0.67%
- Loans outstanding
- $458 million
- +4.8% in a year
- Shares and deposits
- $492 million
- +2.9% in a year
- Branches
- 7
- 127 employees
- Opened
- 1952
- Texas charter
How My Community Credit Union compares
NCUA groups credit unions by size; My Community Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.29% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.24%, is higher than the group median of 0.67%. Loans grew 4.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 60 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $555 million | 44,054 | $458 million | 10.29% | 1.24% |
| Q1 2026 | $559 million | 43,979 | $447 million | 10.14% | 1.27% |
| Q4 2025 | $536 million | 43,097 | $429 million | 10.51% | 1.57% |
| Q3 2025 | $538 million | 42,472 | $430 million | 10.55% | 1.34% |
| Q2 2025 | $538 million | 41,880 | $437 million | 10.31% | 1.06% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.7 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for My Community Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
600 W Louisiana Ave, Midland, TX 79701 - Midkiff
912 N Midkiff Rd, Midland, TX 79701 - Big Spring St
4001 N Big Spring St, Midland, TX 79705 - HEB Grocery Store Branch
5407 Andrews Hwy, Midland, TX 79706 - Odessa 42nd Street
4037 E 42Nd St, Odessa, TX 79762 - Allen Branch
721 Central Expy S, Allen, TX 75013 - Lovejoy High School Branch
2350 Estates Pkwy, Lucas, TX 75002
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology