Charter 2285 · Dallas, TX
Advancial Federal Credit Union
Advancial Federal Credit Union is a federally chartered credit union in Dallas, Texas, with $2.39 billion in assets and 142,749 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 7.98%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.39 billion
- +0.7% in a year
- Members
- 142,749
- +5.0% in a year
- Net worth ratio
- 7.98%
- Peer median 10.79%
- Loans 60+ days late
- 1.33%
- Peer median 0.67%
- Loans outstanding
- $2.04 billion
- +0.4% in a year
- Shares and deposits
- $1.94 billion
- +0.8% in a year
- Branches
- 16
- 313 employees
- Opened
- 1937
- Federal charter
How Advancial Federal Credit Union compares
NCUA groups credit unions by size; Advancial Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 7.98% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.33%, is higher than the group median of 0.67%. Loans grew 0.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 16 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.39 billion | 142,749 | $2.04 billion | 7.98% | 1.33% |
| Q1 2026 | $2.39 billion | 141,745 | $2.03 billion | 7.92% | 1.13% |
| Q4 2025 | $2.38 billion | 140,111 | $2.03 billion | 7.91% | 1.27% |
| Q3 2025 | $2.38 billion | 138,256 | $2.03 billion | 7.74% | 1.04% |
| Q2 2025 | $2.38 billion | 135,987 | $2.03 billion | 7.69% | 1.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 3.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 17 sites for Advancial Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Advancial Federal Credit Union (main office)
10000 N Central Expy Ste 1400, Dallas, TX 75231 - Midtown Anchorage
390 W 36Th Ave, Anchorage, AK 99503 - Lafayette
306 E Kaliste Saloom Rd, Lafayette, LA 70508 - Mesquite
2151 N Belt Line Rd, Mesquite, TX 75150 - Richardson
710 W Renner Rd, Richardson, TX 75080 - West Houston
845 N Eldridge Pkwy, Houston, TX 77079 - South Lafayette
6154 Johnston St, Lafayette, LA 70503 - Allen
1259 W Exchange Pkwy Ste 100, Allen, TX 75013 - Katy Branch
23525 Katy Fwy, Katy, TX 77494 - Future Corporate and Advancial Mortgage
10000 N Central Expy Ste 825, Dallas, TX 75231 - Frisco Branch
6021 Preston Rd, Frisco, TX 75034 - North Dallas
10000 N Central Expy Ste 111, Dallas, TX 75231 - River Oaks Houston
4411 San Felipe St, Houston, TX 77027 - Woodlands
1735 Research Forest Dr, Shenandoah, TX 77380 - Oak Lawn Dallas
3927 Oak Lawn Ave, Dallas, TX 75219 - South Charlotte
7521 Pineville Matthews Rd, Charlotte, NC 28226 - Edmond
3416 S Bryant Ave Ste 130, Edmond, OK 73013
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology