Charter 1941 · Deer Park, TX
Shell Federal Credit Union
Shell Federal Credit Union is a federally chartered credit union in Deer Park, Texas, with $2.05 billion in assets and 165,469 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.39%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.05 billion
- +7.6% in a year
- Members
- 165,469
- +5.3% in a year
- Net worth ratio
- 13.39%
- Peer median 10.79%
- Loans 60+ days late
- 0.71%
- Peer median 0.67%
- Loans outstanding
- $1.56 billion
- +7.2% in a year
- Shares and deposits
- $1.75 billion
- +8.4% in a year
- Branches
- 15
- 476 employees
- Opened
- 1937
- Federal charter
How Shell Federal Credit Union compares
NCUA groups credit unions by size; Shell Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 13.39% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.71%, is about the same as the group median of 0.67%. Loans grew 7.2% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 18 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.05 billion | 165,469 | $1.56 billion | 13.39% | 0.71% |
| Q1 2026 | $2.03 billion | 165,292 | $1.54 billion | 13.16% | 0.79% |
| Q4 2025 | $1.96 billion | 162,417 | $1.52 billion | 13.26% | 0.96% |
| Q3 2025 | $1.91 billion | 160,102 | $1.49 billion | 13.26% | 0.90% |
| Q2 2025 | $1.91 billion | 157,213 | $1.46 billion | 13.07% | 0.84% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.6 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 15 sites for Shell Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Deer Park
301 E 13Th St, Deer Park, TX 77536 - Fairmont
5133 Fairmont Pkwy, Pasadena, TX 77505 - Southmore
401 Southmore Ave, Pasadena, TX 77502 - La Porte
11526 Spencer Hwy, La Porte, TX 77571 - Pearland
11391 Monroe Rd, Houston, TX 77075 - Bay Area
1600 Bay Area Blvd, Houston, TX 77058 - Woodforest
5544 E Sam Houston Pkwy N, Houston, TX 77015 - Wilson
4787 Wilson Rd, Humble, TX 77396 - Spring
6232 Fm 2920 Rd, Spring, TX 77379 - Deer Park - Corporate Office (main office)
201 E 13Th St, Deer Park, TX 77536 - Katy
23125 Morton Ranch Rd, Katy, TX 77449 - Baytown
7235 John Martin Road, Baytown, TX 77521 - Tomball
25514 State Highway 249, Tomball, TX 77375 - Cypress
24344 Northwest Fwy, Cypress, TX 77429 - West Orem
11654 South Fwy, Houston, TX 77047
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology