Charter 11452 · Houston, TX
Cy-Fair Federal Credit Union
Cy-Fair Federal Credit Union is a federally chartered credit union in Houston, Texas, with $383 million in assets and 25,897 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.54%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as PVFCU-a division of Cyfair Federal Credit Union, Team Financial a division of Cyfair Federal Credit Union.
- Total assets
- $383 million
- +4.0% in a year
- Members
- 25,897
- +2.7% in a year
- Net worth ratio
- 9.54%
- Peer median 11.65%
- Loans 60+ days late
- 1.26%
- Peer median 0.70%
- Loans outstanding
- $246 million
- -1.5% in a year
- Shares and deposits
- $346 million
- +2.9% in a year
- Branches
- 6
- 84 employees
- Opened
- 1956
- Federal charter
How Cy-Fair Federal Credit Union compares
NCUA groups credit unions by size; Cy-Fair Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 9.54% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.26%, is higher than the group median of 0.70%. Loans fell 1.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 74 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $383 million | 25,897 | $246 million | 9.54% | 1.26% |
| Q1 2026 | $387 million | 25,878 | $242 million | 9.31% | 0.97% |
| Q4 2025 | $384 million | 26,076 | $246 million | 9.01% | 1.15% |
| Q3 2025 | $376 million | 25,185 | $249 million | 9.11% | 0.68% |
| Q2 2025 | $369 million | 25,205 | $250 million | 9.09% | 0.77% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 4.8 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 7 sites for Cy-Fair Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Jones Branch
9601 Jones Rd, Houston, TX 77065 - Skinner Branch
13525 Skinner Rd, Cypress, TX 77429 - Corporate Office (main office)
9601 Jones Rd, Houston, TX 77065 - Copperfield Branch
7060 Highway 6 N, Houston, TX 77095 - Towne Lake
9915 Barker Cypress Rd, Cypress, TX 77433 - Prarie View
104 Fm 1098 University Dr, Prairie View, TX 77446 - Team Financial
2190 North Loop W Ste 108, Houston, TX 77018
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology