Charter 8715 · San Angelo, TX
1st Community Federal Credit Union
1st Community Federal Credit Union is a federally chartered credit union in San Angelo, Texas, with $422 million in assets and 23,475 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 13.63%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as 1st Community Credit Union.
- Total assets
- $422 million
- +2.2% in a year
- Members
- 23,475
- -0.5% in a year
- Net worth ratio
- 13.63%
- Peer median 11.65%
- Loans 60+ days late
- 3.73%
- Peer median 0.70%
- Loans outstanding
- $277 million
- -0.5% in a year
- Shares and deposits
- $362 million
- +1.6% in a year
- Branches
- 11
- 109 employees
- Opened
- 1953
- Federal charter
How 1st Community Federal Credit Union compares
NCUA groups credit unions by size; 1st Community Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 13.63% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 3.73%, is higher than the group median of 0.70%. Loans fell 0.5% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 71 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $422 million | 23,475 | $277 million | 13.63% | 3.73% |
| Q1 2026 | $422 million | 23,575 | $277 million | 13.58% | 4.85% |
| Q4 2025 | $408 million | 23,627 | $281 million | 13.71% | 3.83% |
| Q3 2025 | $408 million | 23,746 | $283 million | 13.54% | 3.19% |
| Q2 2025 | $413 million | 23,583 | $278 million | 13.20% | 2.08% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 598,940 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 11 sites for 1st Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Wildewood (main office)
3505 Wildewood Dr, San Angelo, TX 76904 - Base
282 Kearney Blvd Bldg 3218, Goodfellow Afb, TX 76908 - Northside
620 W 29Th St, San Angelo, TX 76903 - Eldorado
107 S Divide St, Eldorado, TX 76936 - Ballinger
121 N 8Th St, Ballinger, TX 76821 - Fort Stockton
800 W Dickinson Blvd, Fort Stockton, TX 79735 - GAFB BX ATM
282 Kearney Blvd, Goodfellow Afb, TX 76908 - GAFB Events Center ATM
282 Kearney Blvd, Goodfellow Afb, TX 76908 - Midland
4616 Briarwood Ave, Midland, TX 79707 - Crane
501 S Alford St, Crane, TX 79731 - College Hills
4141 College Hills Blvd, San Angelo, TX 76904
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology