Charter 68439 · Dallas, TX
Resource One Credit Union
Resource One Credit Union is a state-chartered credit union in Dallas, Texas, with $555 million in assets and 62,847 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.43%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $555 million
- -19.9% in a year
- Members
- 62,847
- -12.6% in a year
- Net worth ratio
- 10.43%
- Peer median 10.79%
- Loans 60+ days late
- 2.33%
- Peer median 0.67%
- Loans outstanding
- $413 million
- -21.5% in a year
- Shares and deposits
- $495 million
- -22.9% in a year
- Branches
- 9
- 153 employees
- Opened
- 1936
- Texas charter
How Resource One Credit Union compares
NCUA groups credit unions by size; Resource One Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.43% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.33%, is higher than the group median of 0.67%. Loans fell 21.5% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 61 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $555 million | 62,847 | $413 million | 10.43% | 2.33% |
| Q1 2026 | $654 million | 70,924 | $478 million | 7.61% | 1.56% |
| Q4 2025 | $656 million | 71,306 | $485 million | 7.45% | 2.11% |
| Q3 2025 | $663 million | 72,244 | $507 million | 7.59% | 1.89% |
| Q2 2025 | $693 million | 71,938 | $526 million | 7.27% | 1.46% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Resource One Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- South Side (main office)
1200 Belleview St, Dallas, TX 75215 - TOC
7518 Ferguson Rd, Dallas, TX 75228 - Garland
302 W Centerville Rd, Garland, TX 75041 - Cedar Hill
755 N Highway 67, Cedar Hill, TX 75104 - Irving
2315 W Airport Fwy, Irving, TX 75062 - Mesquite
2750 N Galloway Ave, Mesquite, TX 75150 - Gano
1207 Gano St, Dallas, TX 75215 - Carrollton
2501 E Hebron Pkwy Ste 300, Carrollton, TX 75010 - North Garland
2475 Arapaho Rd, Garland, TX 75044 - North Dallas
12770 Coit Rd Ste 100, Dallas, TX 75251
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology