Charter 60806 · Richardson, TX
Texans Credit Union
Texans Credit Union is a state-chartered credit union in Richardson, Texas, with $2.58 billion in assets and 150,417 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.07%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $2.58 billion
- +10.3% in a year
- Members
- 150,417
- +11.6% in a year
- Net worth ratio
- 11.07%
- Peer median 10.79%
- Loans 60+ days late
- 0.69%
- Peer median 0.67%
- Loans outstanding
- $1.82 billion
- +9.3% in a year
- Shares and deposits
- $2.29 billion
- +9.9% in a year
- Branches
- 14
- 324 employees
- Opened
- 1953
- Texas charter
How Texans Credit Union compares
NCUA groups credit unions by size; Texans Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.07% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.69%, is about the same as the group median of 0.67%. Loans grew 9.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 14 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.58 billion | 150,417 | $1.82 billion | 11.07% | 0.69% |
| Q1 2026 | $2.61 billion | 152,742 | $1.78 billion | 10.68% | 0.62% |
| Q4 2025 | $2.47 billion | 140,077 | $1.70 billion | 10.84% | 0.68% |
| Q3 2025 | $2.39 billion | 137,855 | $1.69 billion | 10.93% | 0.45% |
| Q2 2025 | $2.34 billion | 134,786 | $1.66 billion | 10.94% | 0.36% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 32 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for Texans Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
777 E Campbell Rd, Richardson, TX 75081 - Allen
406 W Mcdermott Dr, Allen, TX 75013 - Downtown Garland
626 Austin St, Garland, TX 75040 - Irving Blvd
2241 Irving Blvd, Dallas, TX 75207 - Frisco
3232 Main St, Frisco, TX 75033 - McKinney-Eldorado
3174 S Hardin Blvd, McKinney, TX 75070 - Spring Creek
101 W Spring Creek Pkwy Ste 733, Plano, TX 75023 - Telecom Parkway
7220 Telecom Pkwy, Garland, TX 75044 - Carrollton
3601 N Josey Ln, Carrollton, TX 75007 - Preston & Forest
5925 Forest Ln Ste 100, Dallas, TX 75230 - Wylie
430 S Highway 78 Ste 199, Wylie, TX 75098 - Addison-Dallas Pkwy/N Dallas Mary Kay Exec Bldg
16251 Dallas Pkwy, Addison, TX 75001 - Irving-Valley Ranch
555 Cimarron Trl, Irving, TX 75063 - Lewisville-Denton Tap Rd/R3 Mary Kay
2613 Denton Tap Rd, Lewisville, TX 75067
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology