Charter 68021 · Baytown, TX
Community Resource Credit Union
Community Resource Credit Union is a state-chartered credit union in Baytown, Texas, with $930 million in assets and 58,854 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.02%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as CRCU Retirement & Investment Ser, CRCU Investment Services, CRCU Insurance Services, LLC, CRCU.
- Total assets
- $930 million
- +4.1% in a year
- Members
- 58,854
- +2.2% in a year
- Net worth ratio
- 11.02%
- Peer median 10.79%
- Loans 60+ days late
- 0.47%
- Peer median 0.67%
- Loans outstanding
- $727 million
- +1.8% in a year
- Shares and deposits
- $819 million
- +3.7% in a year
- Branches
- 9
- 198 employees
- Opened
- 1935
- Texas charter
How Community Resource Credit Union compares
NCUA groups credit unions by size; Community Resource Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.02% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.47%, is lower than the group median of 0.67%. Loans grew 1.8% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 42 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $930 million | 58,854 | $727 million | 11.02% | 0.47% |
| Q1 2026 | $934 million | 58,588 | $721 million | 10.56% | 0.60% |
| Q4 2025 | $947 million | 57,968 | $724 million | 10.14% | 0.52% |
| Q3 2025 | $906 million | 57,680 | $716 million | 10.28% | 0.59% |
| Q2 2025 | $893 million | 57,605 | $715 million | 10.25% | 0.37% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5.9 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 10 sites for Community Resource Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Decker Branch
2900 Decker Dr, Baytown, TX 77520 - Alexander Branch
2700 N Alexander Dr, Baytown, TX 77520 - Crosby Branch
6218 Fm 2100 Rd, Crosby, TX 77532 - Garth Road
6810 Garth Rd, Baytown, TX 77521 - Atascocita Branch
6903 Atascocita Rd, Atascocita, TX 77346 - Mont Belvieu
11001 Eagle Dr, Mont Belvieu, TX 77523 - HWY 146
8010 N Highway 146, Baytown, TX 77523 - Headquarters (main office)
3110 Rollingcreek Drive, Baytown, TX 77521 - New Caney
21856 Market Place Dr, New Caney, TX 77357 - Chamber Commons
8535 N Highway 146 Ste 140, Baytown, TX 77523
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology