Charter 24470 · Beaumont, TX
Education First Federal Credit Union
Education First Federal Credit Union is a federally chartered credit union in Beaumont, Texas, with $583 million in assets and 32,567 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.11%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $583 million
- -2.5% in a year
- Members
- 32,567
- +1.0% in a year
- Net worth ratio
- 9.11%
- Peer median 10.79%
- Loans 60+ days late
- 0.62%
- Peer median 0.67%
- Loans outstanding
- $367 million
- +1.1% in a year
- Shares and deposits
- $533 million
- -4.9% in a year
- Branches
- 7
- 141 employees
- Opened
- 1952
- Federal charter
How Education First Federal Credit Union compares
NCUA groups credit unions by size; Education First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.11% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.62%, is lower than the group median of 0.67%. Loans grew 1.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 58 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $583 million | 32,567 | $367 million | 9.11% | 0.62% |
| Q1 2026 | $590 million | 32,587 | $355 million | 8.82% | 0.54% |
| Q4 2025 | $590 million | 32,486 | $363 million | 8.73% | 0.74% |
| Q3 2025 | $591 million | 32,346 | $366 million | 8.31% | 0.57% |
| Q2 2025 | $598 million | 32,244 | $363 million | 8.13% | 0.66% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 463,359 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Education First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Access Corp
740 Fannin St, Beaumont, TX 77701 - Education First Federal Credit Union - Administration (main office)
7025 Eastex Fwy, Beaumont, TX 77706 - Education First Federal Credit Union
6885 Eastex Fwy, Beaumont, TX 77706 - Education First Federal Credit Union
4695 Rolfe Christopher Dr, Beaumont, TX 77705 - Education First Federal Credit Union
4350 Laurel St, Beaumont, TX 77707 - Education First Federal Credit Union
1121 S Magnolia St Ste 900, Woodville, TX 75979 - Education First Federal Credit Union
2014 S Wheeler St, Jasper, TX 75951 - Lumberton Branch
199 S Lhs Dr, Lumberton, TX 77657
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology