Charter 4584 · Austin, TX
Austin Telco Federal Credit Union
Austin Telco Federal Credit Union is a federally chartered credit union in Austin, Texas, with $2.54 billion in assets and 94,219 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 14.04%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as ATFCU Investment Advisors.
- Total assets
- $2.54 billion
- -0.3% in a year
- Members
- 94,219
- +1.3% in a year
- Net worth ratio
- 14.04%
- Peer median 10.79%
- Loans 60+ days late
- 0.35%
- Peer median 0.67%
- Loans outstanding
- $1.86 billion
- +6.0% in a year
- Shares and deposits
- $2.12 billion
- -2.3% in a year
- Branches
- 24
- 284 employees
- Opened
- 1941
- Federal charter
How Austin Telco Federal Credit Union compares
NCUA groups credit unions by size; Austin Telco Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 14.04% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.35%, is lower than the group median of 0.67%. Loans grew 6.0% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 15 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $2.54 billion | 94,219 | $1.86 billion | 14.04% | 0.35% |
| Q1 2026 | $2.55 billion | 95,564 | $1.76 billion | 13.83% | 0.37% |
| Q4 2025 | $2.55 billion | 94,794 | $1.77 billion | 13.65% | 0.50% |
| Q3 2025 | $2.54 billion | 94,184 | $1.77 billion | 13.56% | 0.42% |
| Q2 2025 | $2.54 billion | 93,017 | $1.76 billion | 13.48% | 0.41% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.5 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 24 sites for Austin Telco Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Shoal Creek
8929 Shoal Creek Blvd, Austin, TX 78757 - Cedar Park
511 N Bell Blvd, Cedar Park, TX 78613 - La Frontera
201 Sundance Pkwy Ste B, Round Rock, TX 78681 - HWY 290
7501 E Highway 290, Austin, TX 78723 - Taos
2400 Taos Blvd, Austin, TX 78745 - Jollyville
12188 Jollyville Rd, Austin, TX 78759 - Bastrop
530 Highway 71 W, Bastrop, TX 78602 - Leander
10200 E Crystal Falls Pkwy, Leander, TX 78641 - Lakeline
1820 S Lakeline Blvd, Cedar Park, TX 78613 - Pecan Park
13831 N Highway 183, Austin, TX 78750 - Brodie
9220 Brodie Ln, Austin, TX 78748 - Georgetown
501 W University Ave, Georgetown, TX 78626 - Frontier Trail
4446 Frontier Trl, Austin, TX 78745 - Stone Hill Town Center
1525 Town Center Dr, Pflugerville, TX 78660 - University Oaks
121 University Oaks Blvd, Round Rock, TX 78665 - Buda
330 Old San Antonio Rd, Buda, TX 78610 - Tech Ridge
13309 N Ih 35 Svrd Nb, Austin, TX 78753 - San Marcos
904 Bugg Ln, San Marcos, TX 78666 - Lakeway
1603 Ranch Road 620 S, Lakeway, TX 78734 - Taylor
3705 N Main St, Taylor, TX 76574 - Lockhart
315 Hickory St, Lockhart, TX 78644 - Balcones Centre (main office)
11149 Research Blvd, Austin, TX 78759 - Oak Hill
6233 W William Cannon Dr, Austin, TX 78749 - Marble Falls
2607 N Us Highway 281, Marble Falls, TX 78654
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology