Charter 5547 · McAllen, TX
Security First Federal Credit Union
Security First Federal Credit Union is a federally chartered credit union in McAllen, Texas, with $517 million in assets and 40,600 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.87%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as Security First Credit Union.
- Total assets
- $517 million
- -1.4% in a year
- Members
- 40,600
- -3.4% in a year
- Net worth ratio
- 11.87%
- Peer median 10.79%
- Loans 60+ days late
- 1.32%
- Peer median 0.67%
- Loans outstanding
- $393 million
- +7.4% in a year
- Shares and deposits
- $449 million
- -3.0% in a year
- Branches
- 9
- 126 employees
- Opened
- 1947
- Federal charter
How Security First Federal Credit Union compares
NCUA groups credit unions by size; Security First Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 11.87% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 1.32%, is higher than the group median of 0.67%. Loans grew 7.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 63 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $517 million | 40,600 | $393 million | 11.87% | 1.32% |
| Q1 2026 | $521 million | 40,489 | $360 million | 11.55% | 1.32% |
| Q4 2025 | $521 million | 41,557 | $359 million | 11.14% | 1.63% |
| Q3 2025 | $518 million | 42,309 | $368 million | 10.96% | 1.44% |
| Q2 2025 | $524 million | 42,037 | $366 million | 10.75% | 1.43% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 1.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Security First Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- McAllen Branch
3700 N 12Th St, McAllen, TX 78501 - Weslaco Branch
2502 E Business 83, Weslaco, TX 78596 - Mission Branch
1409 E Griffin Pkwy, Mission, TX 78572 - Harlingen Branch
2505 W Lincoln St, Harlingen, TX 78552 - Brownville Price Branch
2455 E Price Rd, Brownsville, TX 78521 - San Benito Branch
1140 W Us Highway 77, San Benito, TX 78586 - Edinburg Branch (main office)
3515 S Jackson Rd, Edinburg, TX 78539 - 802 Branch
465 E Ruben Torres Blvd, Brownsville, TX 78521 - Pharr
1218 W Dicker Dr, Pharr, TX 78577
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology