Charter 67658 · Corpus Christi, TX
Members First Credit Union (Corpus Christi, TX)
Members First Credit Union is a state-chartered credit union in Corpus Christi, Texas, with $183 million in assets and 12,536 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 24.01%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $183 million
- -0.4% in a year
- Members
- 12,536
- -0.4% in a year
- Net worth ratio
- 24.01%
- Peer median 11.65%
- Loans 60+ days late
- 1.04%
- Peer median 0.70%
- Loans outstanding
- $68.2 million
- -3.0% in a year
- Shares and deposits
- $137 million
- -2.9% in a year
- Branches
- 4
- 39 employees
- Opened
- 1938
- Texas charter
How Members First Credit Union compares
NCUA groups credit unions by size; Members First Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 24.01% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.04%, is higher than the group median of 0.70%. Loans fell 3.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 112 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $183 million | 12,536 | $68.2 million | 24.01% | 1.04% |
| Q1 2026 | $191 million | 12,657 | $68.8 million | 22.62% | 0.76% |
| Q4 2025 | $187 million | 12,631 | $70.1 million | 22.81% | 0.68% |
| Q3 2025 | $185 million | 12,634 | $70.5 million | 22.56% | 0.54% |
| Q2 2025 | $184 million | 12,585 | $70.3 million | 22.39% | 0.63% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 360,000 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Members First Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Main Office (main office)
5444 S Staples St, Corpus Christi, TX 78411 - SPID Branch
1430 S Padre Island Dr, Corpus Christi, TX 78416 - Violet Branch
11166 Up River Rd, Corpus Christi, TX 78410 - Harlingen Branch
722 S Loop 499, Harlingen, TX 78550 - CMC Flex
8520 S Sandy Pkwy, Sandy, UT 84070
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology