Charter 68605 · Houston, TX
First Service Credit Union
First Service Credit Union is a state-chartered credit union in Houston, Texas, with $1.50 billion in assets and 108,888 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 10.94%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as FSCU, eCU Technology, Origins.
- Total assets
- $1.50 billion
- +5.4% in a year
- Members
- 108,888
- +5.7% in a year
- Net worth ratio
- 10.94%
- Peer median 10.79%
- Loans 60+ days late
- 0.62%
- Peer median 0.67%
- Loans outstanding
- $1.19 billion
- +8.3% in a year
- Shares and deposits
- $1.27 billion
- +3.3% in a year
- Branches
- 14
- 258 employees
- Opened
- 1977
- Texas charter
How First Service Credit Union compares
NCUA groups credit unions by size; First Service Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 10.94% is higher than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.62%, is lower than the group median of 0.67%. Loans grew 8.3% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 23 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.50 billion | 108,888 | $1.19 billion | 10.94% | 0.62% |
| Q1 2026 | $1.48 billion | 108,239 | $1.16 billion | 10.90% | 0.53% |
| Q4 2025 | $1.47 billion | 106,409 | $1.15 billion | 10.92% | 0.57% |
| Q3 2025 | $1.43 billion | 104,821 | $1.11 billion | 11.11% | 0.72% |
| Q2 2025 | $1.42 billion | 102,993 | $1.10 billion | 11.06% | 0.78% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 8.2 million potential members.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 14 sites for First Service Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Gulf Freeway Branch
8980 Clearwood Dr, Houston, TX 77075 - Northwest Branch
9621 W Sam Houston Pkwy N, Houston, TX 77064 - Woodlands Branch
9110 Grogans Mill Rd, The Woodlands, TX 77380 - STP Branch
12090 Fm 521, Wadsworth, TX 77483 - Katy Branch
23665 Katy Freeway, Katy, TX 77494 - Spring Cypress Branch
8640 Spring Cypress Rd, Spring, TX 77379 - Park Ten Branch (main office)
16430 Park Ten Pl, Houston, TX 77084 - Atascocita Branch
7720 Fm 1960 Rd E, Humble, TX 77346 - University Branch
13533 University Boulevard, Sugar Land, TX 77479 - Tunnels Branch
910 Louisiana St, Houston, TX 77002 - Eldridge Branch
1805 Eldridge Pkwy, Houston, TX 77077 - Galleria Branch
3390 Sage Rd, Houston, TX 77056 - Shell Woodcreek Branch
150 N Dairy Ashford Rd, Houston, TX 77079 - Sugar Land Branch
3601 Highway 6, Sugar Land, TX 77478
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology