Charter 68664 · Wichita Falls, TX
Union Square Credit Union
Union Square Credit Union is a state-chartered credit union in Wichita Falls, Texas, with $601 million in assets and 34,065 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.36%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $601 million
- -2.0% in a year
- Members
- 34,065
- -5.0% in a year
- Net worth ratio
- 8.36%
- Peer median 10.79%
- Loans 60+ days late
- 2.69%
- Peer median 0.67%
- Loans outstanding
- $437 million
- -2.4% in a year
- Shares and deposits
- $550 million
- -2.5% in a year
- Branches
- 5
- 151 employees
- Opened
- 1957
- Texas charter
How Union Square Credit Union compares
NCUA groups credit unions by size; Union Square Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.36% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 2.69%, is higher than the group median of 0.67%. Loans fell 2.4% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 56 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $601 million | 34,065 | $437 million | 8.36% | 2.69% |
| Q1 2026 | $599 million | 35,371 | $437 million | 8.25% | 2.64% |
| Q4 2025 | $598 million | 35,361 | $432 million | 8.34% | 1.67% |
| Q3 2025 | $605 million | 35,601 | $436 million | 8.12% | 1.11% |
| Q2 2025 | $614 million | 35,852 | $448 million | 7.88% | 0.98% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 36 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 5 sites for Union Square Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Downtown Office (main office)
1401 Holliday St, Wichita Falls, TX 76301 - Sheppard AFB
427 2Nd Ave, Sheppard Afb, TX 76311 - Kemp Street
2903 Kemp Blvd, Wichita Falls, TX 76308 - Burk Office
909 W Kramer Rd, Burkburnett, TX 76354 - Lending Center
2903 Kemp Blvd Ste 200, Wichita Falls, TX 76308
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology