Charter 4060 · Corpus Christi, TX
Gulf Coast Federal Credit Union (Corpus Christi, TX)
Gulf Coast Federal Credit Union is a federally chartered credit union in Corpus Christi, Texas, with $260 million in assets and 17,603 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.35%, above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $260 million
- -11.8% in a year
- Members
- 17,603
- -7.0% in a year
- Net worth ratio
- 8.35%
- Peer median 11.65%
- Loans 60+ days late
- 1.31%
- Peer median 0.70%
- Loans outstanding
- $230 million
- -8.0% in a year
- Shares and deposits
- $236 million
- -12.6% in a year
- Branches
- 6
- 87 employees
- Opened
- 1940
- Federal charter
How Gulf Coast Federal Credit Union compares
NCUA groups credit unions by size; Gulf Coast Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 8.35% is lower than that group's median of 11.65%, and its share of loans 60 or more days past due, 1.31%, is higher than the group median of 0.70%. Loans fell 8.0% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 89 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $260 million | 17,603 | $230 million | 8.35% | 1.31% |
| Q1 2026 | $265 million | 18,259 | $232 million | 7.97% | 0.82% |
| Q4 2025 | $277 million | 18,686 | $236 million | 7.44% | 2.13% |
| Q3 2025 | $291 million | 18,701 | $242 million | 7.75% | 1.99% |
| Q2 2025 | $295 million | 18,918 | $250 million | 7.93% | 1.85% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.4 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 6 sites for Gulf Coast Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Rodd Field (main office)
2633 Rodd Field Rd, Corpus Christi, TX 78414 - Alice
1909 E Main St, Alice, TX 78332 - Staples Branch
4677 S Staples St, Corpus Christi, TX 78411 - Portland Branch
1696 Us Highway Hwy 181, Portland, TX 78374 - McAllen
4900 N 10Th St, McAllen, TX 78504 - Port Aransas
1726 State Highway 361 Ste A, Port Aransas, TX 78373
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology