Charter 68643 · Nederland, TX
Fivepoint Credit Union
Fivepoint Credit Union is a state-chartered credit union in Nederland, Texas, with $1.12 billion in assets and 58,059 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 8.78%, above the 7% that NCUA's rules treat as well capitalized.
Also does business as 5Point Credit Union.
- Total assets
- $1.12 billion
- +6.7% in a year
- Members
- 58,059
- +3.5% in a year
- Net worth ratio
- 8.78%
- Peer median 10.79%
- Loans 60+ days late
- 0.76%
- Peer median 0.67%
- Loans outstanding
- $889 million
- +9.1% in a year
- Shares and deposits
- $1.00 billion
- +7.2% in a year
- Branches
- 8
- 214 employees
- Opened
- 1935
- Texas charter
How Fivepoint Credit Union compares
NCUA groups credit unions by size; Fivepoint Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 8.78% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.76%, is higher than the group median of 0.67%. Loans grew 9.1% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 34 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $1.12 billion | 58,059 | $889 million | 8.78% | 0.76% |
| Q1 2026 | $1.12 billion | 58,218 | $870 million | 8.90% | 0.62% |
| Q4 2025 | $1.11 billion | 57,542 | $863 million | 8.99% | 0.76% |
| Q3 2025 | $1.08 billion | 56,964 | $850 million | 9.00% | 0.72% |
| Q2 2025 | $1.05 billion | 56,096 | $815 million | 9.17% | 0.47% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 7.1 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 9 sites for Fivepoint Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- FivePoint Credit Union
141 N Lhs Dr Ste 219, Lumberton, TX 77657 - FivePoint Credit Union
1021 Sawdust Rd Ste 150, Spring, TX 77380 - FivePoint Credit Union
3570 Fm 1488 Rd Ste 700, Conroe, TX 77384 - FivePoint Credit Union
2335 Texas Ave, Bridge City, TX 77611 - FivePoint Credit Union
3728 N 16Th St, Orange, TX 77632 - FivePoint Credit Union
13341 Fm 1488, Magnolia, TX 77354 - FivePoint Credit Union (main office)
3700 Skyline Dr, Nederland, TX 77642 - FivePoint Credit Union
4005 Dowlen Rd, Beaumont, TX 77706 - FivePoint Credit Union
4401 Highway 73, Port Arthur, TX 77642
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology