Charter 4015 · San Antonio, TX
Generations Community Federal Credit Union
Generations Community Federal Credit Union is a federally chartered credit union in San Antonio, Texas, with $735 million in assets and 46,880 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 9.30%, well above the 7% that NCUA's rules treat as well capitalized.
Also does business as GFCU, Generations Federal CU, Generations FCU, Generations, Generations Community Federal CU.
- Total assets
- $735 million
- -1.6% in a year
- Members
- 46,880
- -0.6% in a year
- Net worth ratio
- 9.30%
- Peer median 10.79%
- Loans 60+ days late
- 0.88%
- Peer median 0.67%
- Loans outstanding
- $528 million
- -4.7% in a year
- Shares and deposits
- $617 million
- -3.5% in a year
- Branches
- 7
- 167 employees
- Opened
- 1940
- Federal charter
How Generations Community Federal Credit Union compares
NCUA groups credit unions by size; Generations Community Federal Credit Union is in the group with $500 million and up (759 credit unions). Its net worth ratio of 9.30% is lower than that group's median of 10.79%, and its share of loans 60 or more days past due, 0.88%, is higher than the group median of 0.67%. Loans fell 4.7% over the year to Q2 2026, against a group median of 5.3% growth.
By assets it ranks 50 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $735 million | 46,880 | $528 million | 9.30% | 0.88% |
| Q1 2026 | $750 million | 47,193 | $529 million | 9.09% | 0.68% |
| Q4 2025 | $739 million | 47,191 | $546 million | 9.15% | 0.80% |
| Q3 2025 | $745 million | 47,175 | $555 million | 9.05% | 0.72% |
| Q2 2025 | $747 million | 47,175 | $554 million | 9.06% | 0.72% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2.7 million potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 8 sites for Generations Community Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquarters (main office)
1100 Nw Loop 410, San Antonio, TX 78213 - Balcones Heights Branch
4005 Fredericksburg Rd, San Antonio, TX 78201 - One Castle Hills Branch
1100 Nw Loop 410 Ste 101, Castle Hills, TX 78213 - Northwest Branch
6000 Nw Loop 410, San Antonio, TX 78238 - Southeast Branch
1945 S Ww White Rd, San Antonio, TX 78222 - Southside Branch
7503 Yarrow Blvd, San Antonio, TX 78224 - Downtown
1828 N Saint Marys St, San Antonio, TX 78212 - Potranco Branch
109 Empresario Dr, San Antonio, TX 78245
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology