Charter 24972 · Houston, TX
Heritage Hub Federal Credit Union
Heritage Hub Federal Credit Union is a federally chartered credit union in Houston, Texas, with $149 thousand in assets and 139 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was -15.82%, below the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $149 thousand
- +634.8% in a year
- Members
- 139
- +124.2% in a year
- Net worth ratio
- -15.82%
- Peer median 19.32%
- Loans 60+ days late
- 0.00%
- Peer median 0.66%
- Loans outstanding
- $88 thousand
- – in a year
- Shares and deposits
- $172 thousand
- +55280.3% in a year
- Branches
- 1
- 2 employees
- Opened
- 2025
- Federal charter
How Heritage Hub Federal Credit Union compares
NCUA groups credit unions by size; Heritage Hub Federal Credit Union is in the group with under $2 million in assets (232 credit unions). Its net worth ratio of -15.82% is lower than that group's median of 19.32%, and its share of loans 60 or more days past due, 0.00%, is lower than the group median of 0.66%.
By assets it ranks 380 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $149 thousand | 139 | $88 thousand | -15.82% | 0.00% |
| Q1 2026 | $72 thousand | 89 | $15 thousand | 11.98% | 0.00% |
| Q4 2025 | $164 thousand | 79 | $10 thousand | 49.54% | 0.00% |
| Q3 2025 | $86 thousand | 75 | $0 | 86.56% | – |
| Q2 2025 | $20 thousand | 62 | $0 | 98.47% | – |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 5,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 1 site for Heritage Hub Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Headquaters (main office)
2645 Winrock Blvd, Houston, TX 77057
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology