Charter 67549 · Wichita Falls, TX
Midwestern State University Credit Union
Midwestern State University Credit Union is a state-chartered credit union in Wichita Falls, Texas, with $4.3 million in assets and 903 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 16.26%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $4.3 million
- -12.9% in a year
- Members
- 903
- +2.0% in a year
- Net worth ratio
- 16.26%
- Peer median 17.30%
- Loans 60+ days late
- 0.47%
- Peer median 0.86%
- Loans outstanding
- $2.1 million
- -15.2% in a year
- Shares and deposits
- $3.6 million
- -14.0% in a year
- Branches
- 1
- 3 employees
- Opened
- 1955
- Texas charter
How Midwestern State University Credit Union compares
NCUA groups credit unions by size; Midwestern State University Credit Union is in the group with $2 million to $10 million (539 credit unions). Its net worth ratio of 16.26% is lower than that group's median of 17.30%, and its share of loans 60 or more days past due, 0.47%, is lower than the group median of 0.86%. Loans fell 15.2% over the year to Q2 2026, against a group median of a 6.0% fall.
By assets it ranks 343 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $4.3 million | 903 | $2.1 million | 16.26% | 0.47% |
| Q1 2026 | $4.8 million | 900 | $2.3 million | 14.86% | 0.74% |
| Q4 2025 | $4.8 million | 899 | $2.4 million | 14.88% | 0.29% |
| Q3 2025 | $4.8 million | 894 | $2.4 million | 14.66% | 0.60% |
| Q2 2025 | $5.0 million | 885 | $2.5 million | 14.11% | 0.35% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 2,500 potential members. It holds NCUA's low-income designation, which lets it accept non-member deposits and raise secondary capital.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 3 sites for Midwestern State University Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Midwestern State University Credit Union (main office)
3410 Taft Blvd, Wichita Falls, TX 76308 - Midwestern State University Credit Union
3410 Taft Blvd, Wichita Falls, TX 76308 - President's Home
410 W Ruby Ave, Iowa Park, TX 76367
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology