Charter 24818 · Sugar Land, TX
Pioneer Mutual Federal Credit Union
Pioneer Mutual Federal Credit Union is a federally chartered credit union in Sugar Land, Texas, with $363 million in assets and 12,027 members as of June 30, 2026, according to the call report it filed with NCUA. Its net worth ratio was 11.77%, well above the 7% that NCUA's rules treat as well capitalized.
- Total assets
- $363 million
- +7.4% in a year
- Members
- 12,027
- +3.5% in a year
- Net worth ratio
- 11.77%
- Peer median 11.65%
- Loans 60+ days late
- 0.32%
- Peer median 0.70%
- Loans outstanding
- $217 million
- +4.1% in a year
- Shares and deposits
- $319 million
- +7.4% in a year
- Branches
- 4
- 57 employees
- Opened
- 1981
- Federal charter
How Pioneer Mutual Federal Credit Union compares
NCUA groups credit unions by size; Pioneer Mutual Federal Credit Union is in the group with $100 million to $500 million (1,061 credit unions). Its net worth ratio of 11.77% is higher than that group's median of 11.65%, and its share of loans 60 or more days past due, 0.32%, is lower than the group median of 0.70%. Loans grew 4.1% over the year to Q2 2026, against a group median of 2.9% growth.
By assets it ranks 75 of 380 credit unions headquartered in Texas. See all Texas credit unions.
Five quarters of figures
| Quarter | Assets | Members | Loans | Net worth ratio | 60+ days late |
|---|---|---|---|---|---|
| Q2 2026 | $363 million | 12,027 | $217 million | 11.77% | 0.32% |
| Q1 2026 | $351 million | 11,951 | $210 million | 11.98% | 0.51% |
| Q4 2025 | $336 million | 11,820 | $209 million | 12.28% | 0.42% |
| Q3 2025 | $347 million | 11,754 | $210 million | 11.70% | 0.71% |
| Q2 2025 | $338 million | 11,621 | $208 million | 11.68% | 0.56% |
Assets Members
Who can join
The field of membership is the group a credit union is allowed to serve: people who live or work in an area, employees of certain companies, members of an association, and their families. The credit union's own website has the exact rules. On its call report it estimates its field of membership at about 15,000 potential members. It is designated a minority depository institution.
Credit unions that anyone in the US can join
Locations
NCUA's branch file lists 4 sites for Pioneer Mutual Federal Credit Union. The branch count in the figures above comes from its call report, which is filed separately, so the two can differ slightly.
- Pioneer Mutual Federal CU
11721 Ranch Road 620 N, Austin, TX 78750 - Pioneer Mutual Federal CU (main office)
1521 Lake Pointe Pkwy, Sugar Land, TX 77478 - Pioneer Mutual FCU
8643 W Rayford Rd, Spring, TX 77389 - Pioneer Mutual Federal CR
1116 Soldiers Field Dr, Sugar Land, TX 77479
About these numbers
Figures come from the NCUA 5300 Call Report quarterly data for Q2 2026 (quarter ended June 30, 2026), which each credit union files itself. "60+ days late" is delinquent loans of two months or more divided by total loans. Peer medians are computed across every credit union in the same NCUA asset-size group. NCUA call report data · Methodology