Calculators · Q2 2026 call reports
Credit union calculators
Free loan calculators prefilled with the rates credit unions actually reported to NCUA for Q2 2026, nationally or in your state, plus an estimator for NCUA share insurance. Each one names the credit union that reported the lowest rate where you live.
- Credit union auto loan calculatorMonthly payment and total interest on a credit union auto loan, prefilled with the new and used auto rates credit unions in your state reported to NCUA.US median new vehicle rate: 5.46%
- Credit union mortgage calculatorMonthly principal and interest on a credit union first mortgage, prefilled with the first mortgage rates credit unions in your state reported to NCUA.US median first mortgage rate: 5.75%
- Credit union personal loan calculatorMonthly payment and total interest on a credit union personal loan, prefilled with the unsecured loan rates credit unions in your state reported to NCUA.US median personal (unsecured) rate: 11.75%
- Credit union home equity calculatorMonthly payment on a credit union home equity loan or fully drawn line, prefilled with the junior-lien rates credit unions in your state reported to NCUA.US median home equity rate: 6.75%
- Credit card payoff calculatorHow long a credit card balance takes to pay off and what it costs, prefilled with the card rates credit unions in your state reported to NCUA.US median credit card rate: 11.50%
- Credit union share insurance calculatorEstimate how much of your money at one federally insured credit union NCUA share insurance covers, by ownership category: single, joint, retirement and trust.
Rates are those credit unions entered on their NCUA 5300 call reports, not offers. See also the lowest rates by loan type and loan rates by state.